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Spending Showdown: Debit Cards vs. Credit Cards

Posted by August on Oct 5, 2021 1:35:45 PM

Everyone loves a good showdown; It's why we're all so plugged into football season right now. But what about a financial showdown, credit cards vs. debit cards.

Most Americans carry several different payment cards in their wallets; some debit, some credit. Maybe you have a system in place for which card to use when, or perhaps you use one type all the time. But do you really know the difference and when it is more beneficial to use one over the other?

Check out the BALANCE blog below, where they put debit cards and credit cards in a one-on-one showdown to see where and when using them may be best for your finances.

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Topics: Seasonal

Together, Let's Think Pink!

Posted by August on Oct 1, 2021 11:57:33 AM

Have you grabbed your copy of the October Grand Strand Magazine? You'll definitely want to grab one and check out the Women in Business Edition, featuring profiles of some of our area's most prominent businesswomen.

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Topics: Seasonal

Tips for a Successful College Football Gameday

Posted by August on Sep 23, 2021 4:34:04 PM

I have loved watching the Coastal Carolina University Football team climb the NCAA Football rankings each week. Attending the games and cheering on my alma mater as they continue on their journey of success is exhilarating.

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Topics: Coastal Carolina University

DIY Dollar Tree Fall Décor

Posted by August on Sep 16, 2021 12:58:53 PM

One of my favorite things about being a homeowner is decorating my house for each season. With the first day of fall being next week, I figured it was about time to get started on my fall décor. Unfortunately, the décor had been picked over everywhere I looked or was super expensive, so I decided to make my own.

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Topics: Seasonal

Financial Preparation Before a Natural Disaster

Posted by August on Sep 10, 2021 3:58:40 PM

Preparation is key when you live in an area that experiences hurricane season for six months out of the year. You may already have a plan for home preparation and evacuation, but do you have a plan for your finances in the event of a natural disaster?

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Topics: Personal Finance

What Do Your Spending Habits Say About You?

Posted by August on Aug 31, 2021 2:00:34 PM

We've all heard the saying, "put your money where your mouth is," but what if we started trying to put our money where our heart is instead.

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Topics: Personal Finance

Reaction Spending vs. Preparation Spending

Posted by August on Aug 25, 2021 12:38:38 PM

So, you've worked hard to get to a good place financially; you're paying your bills on time, you're able to buy a few extra things that you want, and if an emergency happens, you always find a way to cover the expense.

Financial security is a major accomplishment, especially after the financial toll that the last year has taken on all of us. However, once you've gotten to a secure place, evaluate your spending habits and make sure you're exercising preparation spending instead of reaction spending.

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Topics: Personal Finance

$20 Date Ideas

Posted by August on Aug 19, 2021 4:22:16 PM

Love might not have a price tag, but dates most definitely do. How do you treat that special someone to a great date when even "dinner and a movie" breaks the bank?

Here are a few date ideas that are creative, unique, and less than $20.

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Topics: Personal Finance, Home, Life & School

At-Home Tips for a Successful School Year

Posted by August on Aug 12, 2021 2:37:25 PM

Getting back into the swing of things at the start of every new school year can be difficult. However, this year may be exceptionally challenging since many students did virtual schooling last year or were only in the classroom for part of the week. Although there may be a few bumps in the road, here are a few things that you can try at home to make your child's school year more successful:

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Topics: Home, Life & School

Donate Today - A List of Local Back-To-School Drives

Posted by August on Aug 5, 2021 11:58:35 AM

Back-to-School magic is in the air. August is here, the stores have started stocking their shelves with school supplies, and teachers are holding on tight to their last few days of summer.

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Topics: Home, Life & School

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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