Every March, millions of Americans get sucked into the craze of March Madness. Whether or not they've seen a college basketball game all season, there's something about building a bracket, tuning in to watch their teams play, and bragging rights when they anticipate a major upset that has so many people hooked.
Although the two have little in common, except that a bit of luck can make you rich (or broke), there are a few financial lessons that we all can learn from March Madness.
Topics: Personal Finance, Seasonal
Say goodbye to the masks and king cakes, and hello to the season of sacrifice, Lent. This week, we celebrated Fat Tuesday and the start of Lent. Fat Tuesday(Mardi Gras) is a long-standing tradition in the Catholic Church, where people overindulge themselves in preparation for Lent, the 40 days of fasting and repentance that lead up to Easter Sunday.
Topics: Personal Finance, Seasonal
This tease of warm weather that we've been having is getting me geared up for spring. It's also making me want to go ahead and pull my spring décor and clothes out of the attic.
I typically change out my closet each season to not overload it. Every time I do, I'm reminded of all the clothes that I continue to keep year after year that I don't wear. This year, using the tips from the BALANCE blog below, I'm determined to get rid of the clutter and make more space for things I love.
Topics: Personal Finance
With tax deadlines right around the corner, we want to make sure that you're prepared. Check out the BALANCE blog below about recent changes to the child tax credit, as some changes may impact your financial situation.
Topics: Personal Finance
African American Heritage Steeped In The History Of The Grand Strand
The Grand Strand area is rich with African American history, and with February being Black History Month, there's no better time to explore the past and honor those who paved the way.
As I was researching places and events in our area celebrating black history month, I came across the blog post below, written by Visit Myrtle Beach. It is an excellent round-up of places in our community that share the story of how African culture has shaped our area and lifestyle.
Topics: Home, Life & School
Lease vs Buy: Which is Best for My First Car
First time auto buyers have a lot to consider when deciding whether to lease a brand-new car or buy an affordable vehicle they will someday own. While leasing may offer a newer, fancier car with lower monthly payments; obtaining a car loan and buying your first car you will someday hold the title to is very (financially) appealing.
Topics: Personal Finance, Auto Loans & Car Buying
It's that time of year again; W2's are rolling in, tax professionals are gearing up, and your mind is already swirling on how to spend your tax refund check. Once you get through the initial stress of preparing your financial documents and filing your taxes, thinking of ways to spend the anticipated extra money can be exciting. However, don't let the excitement of having a little extra cash in your pocket make you hastily spend it on something you'll regret.
Instead, check out the BALANCE blog below for ten ideas to make the most of your refund money.
Topics: Personal Finance
Have you been considering the idea of buying a home? Well, maybe 2022 is the year that you stop just browsing on Zillow and actually make the jump into homeownership.
So, how do you get started? Once you've gotten pre-qualified at Carolina Trust, you'll want to find a reputable real estate agent to help you find your dream home. But, how do you choose the right one with all the different agents and agencies?
Check out the BALANCE blog below for three easy steps to finding the perfect realtor.
Topics: Real Estate & Home Buying
7 Tips on How to Buy a Car with Questionable Credit
When you have good credit, qualifying for a car loan is easy. However, if your credit is less than satisfactory, the situation is more difficult. Fortunately, it is possible to purchase a car even if your credit isn't perfect. In fact, NerdWallet reports that more than 1 in 5 car loans goes to borrowers with credit scores below 600.
Topics: Personal Finance, Auto Loans & Car Buying
Buying Your First Home? How to Pick the Best Neighborhood for You!
Finding and buying your first home is one of life’s adventures. For first time home buyers, a first home is an excellent financial investment that offers an empty canvas of possibility. Yet what many forget with their first home purchase is that your home, unless it is in the middle of the country, also comes with a neighborhood. As you shop for your first home, you are also shopping for your first neighborhood, and you need to consider the location carefully.
Here are some considerations that can help you choose the right neighborhood when you are buying your first home.
Topics: Personal Finance, Real Estate & Home Buying, Home Loans