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3 Easy Ways to Free Up Your Income

Posted by August on Jan 11, 2022 12:12:03 PM

Since we're still in January, you know we're going to talk about goals and resolutions. Every year, one of my New Year's resolutions is to increase my savings; this is a resolution that I keep each year because I think it is something that I can always strive to improve upon.

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Topics: Personal Finance

Learning How to Say No

Posted by August on Jan 5, 2022 4:03:08 PM

Every single year, improving financial habits is one of the most common New Year's resolutions. There are countless resources on improving your finances through budgeting, saving, investing, etc. Although those are all necessary for healthy finances, you also have to be able to say no when needed.

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Topics: Personal Finance

Hit the ground running for the New Year: Three Goals for Your Finances

Posted by August on Dec 30, 2021 10:46:33 AM

If you've been looking to make positive changes in your life or just looking for a fresh start, there's no better time than the beginning of a new year. Starting now, you have 365 days to make changes in your life and work towards new goals. I encourage you to reflect this week about areas of your life that you want to improve and set attainable goals to make positive changes.

If you're looking to improve your financial health in 2022, check out the BALANCE blog below for a few tips. Also, be sure to subscribe to my weekly blog posts for encouragement and tips to keep you on track throughout the year. 

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Topics: Personal Finance

How to Avoid Overspending on Black Friday and Cyber Monday

Posted by August on Nov 23, 2021 4:31:25 PM

It's almost time for my favorite holiday, Black Friday. Of course, I'm kidding, but as someone who loves to shop, I do look forward to Black Friday and Cyber Monday each year.

Shopping on Black Friday and Cyber Monday can be a great time to score deals on items that you've wanted to purchase, but you can also get easily sucked into overspending if you're not prepared. Check out the BALANCE blog post below for tips on how to avoid overspending on Black Friday and Cyber Monday.

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Topics: Personal Finance, Seasonal

It's Not That Simple

Posted by August on Nov 18, 2021 2:41:49 PM

Art Alexakis once said, "Living isn't a simple thing... no one said it's supposed to be."

We can all probably agree that life isn't simple; it's filled with ups and downs, stressors, problems, and situations that make it complicated. However, if we know that life isn't simple, why do we constantly try to simplify it? We come up with one size fits all solutions and expect them to simplify our issues.

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Topics: Personal Finance

Not Just Your Grandpa's Credit Union

Posted by August on Oct 27, 2021 5:32:38 PM

Do you know what a credit union is and how it differs from a bank? If not, hopefully, by the end of this blog post, you'll have a little more insight into what a credit union is and why it may be the right financial choice for you.

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Topics: Personal Finance

If Nobody Could See It, Would You Still Want It?

Posted by August on Oct 13, 2021 2:12:34 PM

If nobody could see the things you have, would you still want them?

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Topics: Personal Finance

Financial Preparation Before a Natural Disaster

Posted by August on Sep 10, 2021 3:58:40 PM

Preparation is key when you live in an area that experiences hurricane season for six months out of the year. You may already have a plan for home preparation and evacuation, but do you have a plan for your finances in the event of a natural disaster?

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Topics: Personal Finance

What Do Your Spending Habits Say About You?

Posted by August on Aug 31, 2021 2:00:34 PM

We've all heard the saying, "put your money where your mouth is," but what if we started trying to put our money where our heart is instead.

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Topics: Personal Finance

Reaction Spending vs. Preparation Spending

Posted by August on Aug 25, 2021 12:38:38 PM

So, you've worked hard to get to a good place financially; you're paying your bills on time, you're able to buy a few extra things that you want, and if an emergency happens, you always find a way to cover the expense.

Financial security is a major accomplishment, especially after the financial toll that the last year has taken on all of us. However, once you've gotten to a secure place, evaluate your spending habits and make sure you're exercising preparation spending instead of reaction spending.

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Topics: Personal Finance

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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