× Close search
Search

Free Resources That You Can Use During Mental Health Awareness Month

Posted by August on May 16, 2025 6:35:31 AM

Did you know that May is mental health awareness month? According to Mental Health America, approximately 20% of adults in the United States are experiencing a mental illness, with South Carolina ranked 8th in prevalence, according to Forbes Advisor. 

Read More

Topics: Personal Finance, Home, Life & School

Advantages of Online Banking

Posted by August on May 6, 2025 1:51:31 PM

When you think of things that make your life easier, what comes to mind? Smartphones? Other electronic devices? Household appliances? When you think about it, one of the biggest boosts to easier living in the last decade has been immediate access to your cash via online banking technology. It’s easy. It’s convenient. And it has a lot to offer.

Read More

Topics: Personal Finance

Ready to Begin Investing?

Posted by August on May 1, 2025 5:02:19 PM

Unless you majored in economics or finance in college, you probably didn’t learn much about the stock market growing up. And, if you’re like many people, your eyes glaze over when you hear stock market news. Nonetheless, despite the economic turmoil of recent years, the stock market remains among the most important option for Americans to build their wealth and secure a comfortable retirement. So, while you may still choose to work with a financial advisor to guide your investment strategy, here are some investment basics you should know.

Read More

Topics: Personal Finance

How to Spruce Your Home for Spring on a Budget

Posted by August on Apr 11, 2025 12:14:29 PM

When I think of Spring, I think airy, bright, warm, and fresh. It's the perfect time to give your home a little sprucing up. But if you're not careful, Spring sprucing and cleaning can quickly become expensive.

Read More

Topics: Personal Finance

Home Equity Loan vs. HELOC - Which is Best for Debt Consolidation

Posted by Carolina Trust Federal Credit Union on Apr 9, 2025 1:15:00 PM

If you want to save money and make some progress paying off the bills and other debt you owe, you should consider accessing the equity in your home for a debt consolidation loan to achieve your goal of being debt free.

The two main ways to access the equity in your home for a debt consolidation loan from your credit union include a home equity loan and a home equity line of credit, better known as a HELOC. Below are some of the details of a home equity loan vs HELOC so you can see the pros and cons of each.

Read More

Topics: Personal Finance, Home Equity, Debt Consolidation

4 Tips You Should Know When Using an Auto Loan Calculator

Posted by Carolina Trust Federal Credit Union on Mar 31, 2025 2:30:00 PM

Here's How to Make Sure You Don't Overpay for Your Car and Car Loan

Everyone wants to get the best price on their next car purchase. Finding a car with the right price is the first step, but you'll also need to carefully consider your loan. An auto loan calculator is a helpful tool to use as you analyze car loans. This tool allows you to input the vehicle's price, loan term, and interest rate, as well as other fees and costs, to see both the monthly payment and total cost of the loan over its lifetime. By using it well, you can avoid overpaying not only for the car itself, but also for the loan. If you've never used an auto loan calculator before, these tips will help you make the most out of this tool.

Read More

Topics: Personal Finance, Auto Loans & Car Buying

Spring Cleaning for Your Finances

Posted by August on Mar 21, 2025 12:14:46 PM

The freshness of spring motivates a lot of people to throw open the windows and doors, and do a thorough spring cleaning. It’s a great way to take stock of what you have, organize it so everything’s more accessible, and ditch the clutter that’s keeping you from enjoying your space. While you’re at it, why not dive into a bit of spring cleaning for your finances, too?

Read More

Topics: Personal Finance, Seasonal

7 Common Misconceptions About How To Get An Auto Loan

Posted by Carolina Trust Federal Credit Union on Mar 19, 2025 3:00:00 PM

You should never believe everything you hear, especially when it comes to auto loans. Misinformation about how to get an auto loan has spread and become common misconceptions. These misconceptions can lead people in the wrong direction when pursuing an auto loan.

It’s more important than ever before to know the facts about how to get an auto loan. We’re about to break down the biggest misconceptions that accompany getting an auto loan. It’s time for you to learn the truth.

Read More

Topics: Personal Finance, Auto Loans & Car Buying

Getting a Tax Refund? Wait Just a Minute!

Posted by August on Mar 13, 2025 11:06:33 AM

It's that time of year again; W2s are rolling in, tax professionals are gearing up, and your mind is already swirling with ways to spend your tax refund check. Before getting too excited and seeing dollar signs, check out this BALANCE blog post.

Read More

Topics: Personal Finance

5 Real-Life Lessons for First Time Home Buyers

Posted by Carolina Trust Federal Credit Union on Mar 12, 2025 2:00:00 PM

Buying a home in the Carolinas for the first time can be a daunting experience. If you are a first time home buyer, remember that knowledge is power. Below, we present 5 key lessons to remember as you start shopping for your first house.

Read More

Topics: Personal Finance, Real Estate & Home Buying, Home Loans

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

alwaysaugust_2colorlogo

Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

Subscribe Here!

Recent Posts