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Don't Let Gift Giving Break Your Budget

Posted by August on Dec 20, 2024 7:43:33 AM

Giving gifts to the ones I love is one of my favorite things about the holiday season. However, as someone who sticks to a strict monthly budget, forking out additional money for gifts during December always makes me a bit anxious. It's hard enough deciding what to get everyone, but then trying to stay within my budget while doing it adds a whole other layer to the cake.

Below are a few tips I've been using this holiday season while shopping for gifts for others, which have helped me stay within my budget and less anxious about spending.

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Topics: Personal Finance, Seasonal

Creating Holiday Memories for the Kids Instead of Debt for Your Family

Posted by August on Dec 12, 2024 2:21:20 PM

There’s no denying it: the season of giving is an emotional time. In fact, for most people, it’s probably the most emotional time of the year. And when kids are involved, those feelings tend to go into overdrive. Just about any expense can be rationalized because it’s being done in the spirit of creating an amazing holiday experience for the young ones.

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Topics: Personal Finance, Seasonal

Making Holidays a Breeze – Start Now

Posted by August on Nov 26, 2024 10:06:04 AM

As we transition from beaches and flip flops to pumpkin spice and falling leaves, it’s time to start planning for the winter holiday season. These plans may include a celebration, shared feasts, and gifts. Though the reason for celebrations varies, one thing that remains common is the cost. Here are a few planning tips that can help ensure the holidays don’t cause more debt than memories.

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Topics: Personal Finance, Home, Life & School

Six Ways to Save on Homemade Meals

Posted by August on Nov 22, 2024 10:03:27 AM

There's no better way to spend the holiday season than spending time with those you love, and there's no better way to enjoy each other's time than with a home-cooked meal. However, cooking at home can often add up if you're not prepared. Check out the BALANCE blog post below for six ways to save on homemade meals.

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Topics: Personal Finance, Home, Life & School

Finding Happiness With Your Money: An Emotional Analysis of Spending

Posted by August on Oct 30, 2024 1:53:59 PM
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Topics: Personal Finance

Finding a Better Mortgage Can be Tricky - Tips to Refinance with Ease

Posted by Carolina Trust Federal Credit Union on Oct 22, 2024 10:15:00 AM

If you are thinking about refinancing your mortgage, then you know that this is a great way to save money on your monthly payment, shorten the term of your loan, or tap into the equity of your home for a home improvement project. At the same time, refinancing is like taking out a new home loan. For this reason, you need to know what to expect. There are a few tips that you should follow to make it easier for you to refinance successfully.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

Ways to Achieve Your Goal of Renting Your First Apartment

Posted by August on Oct 10, 2024 3:18:10 PM
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Topics: Personal Finance, Real Estate & Home Buying

Tips for Reducing Expenses

Posted by August on Oct 4, 2024 11:59:51 AM
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Topics: Personal Finance, Identity Protection & Security

Tips for Decorating Your Home for Fall with Thrifted Pieces

Posted by August on Sep 27, 2024 2:43:58 PM

Decorating my home for each season is one of my favorite things to get me into the spirit of the upcoming seasonal activities. Fall, in particular, is one of my favorite seasons to decorate for because it gives such warm and cozy vibes. 
However, incorporating new seasonal styles and décor pieces into your home at each season change can be expensive. And, of course, with styles changing all the time, last year's trends are rarely still in style, making you feel like you have to go out and buy more to keep up.
This year, I decided to try decorating my home for fall with easy-to-find items from local thrift stores. In doing so, I found great pieces that can be reused each year and for multiple seasons, depending on how I style and mix and match them. Below are some of the items that I was on the hunt for:

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Topics: Personal Finance, Seasonal

Digital Payment Apps: A Safety Guide

Posted by August on Aug 23, 2024 12:35:18 PM
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Topics: Personal Finance, Identity Protection & Security

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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