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Tips for Scoring Cheap Summer Getaways

Posted by August on Jun 18, 2025 2:04:51 PM

Tips for Scoring Cheap Summer Getaways

Everybody likes a summer vacation, but travel can be expensive. If you’re looking to squeeze a getaway into your budget this summer, here are some tips for traveling on the cheap and getting the best deals.

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Topics: Personal Finance, Seasonal

How to Financially Prepare Before a Natural Disaster

Posted by August on Jun 13, 2025 9:32:13 AM

Summertime has finally arrived at the grand strand, and unfortunately, hurricane season came right along with it. Living near the coast, we are in hurricane season from June 1st to November 30th. Thinking about a potential hurricane can be somewhat stressful. However, being educated and prepared can help relieve a bit of that anxiety.

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Topics: Personal Finance, Home, Life & School, Seasonal

I've Graduated High School, Now What? Part Two: Dealing with the Student Loan Crunch

Posted by August on Jun 5, 2025 11:13:24 AM

You've just graduated high school; what a major life accomplishment! Before you do anything else, pat yourself on the back. 

After the initial excitement of finishing up a chapter of your life ends, it's time to start planning for your next big adventure, college for most. One of the biggest things that people worry about when starting college is how they'll pay for it, which is why it's so important to understand the different options that are out there. In part one we talked about understanding student loans and in part two we're discussing other options that can help deal with the student loan crunch. 

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Topics: Personal Finance, Home, Life & School, Youth Financial Literacy

I've Graduated High School, Now What? Part One: Understanding Different Types of Student Loans

Posted by August on May 30, 2025 11:11:11 AM

You've just graduated high school; what a major life accomplishment! Before you do anything else, pat yourself on the back. 

After the initial excitement of finishing up a chapter of your life ends, it's time to start planning for your next big adventure, college for most. One of the biggest things that people worry about when starting college is how they'll pay for it, which is why it's so important to understand the different types of student loan options that are out there. 

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Topics: Personal Finance, Home, Life & School, Youth Financial Literacy

Free Resources That You Can Use During Mental Health Awareness Month

Posted by August on May 16, 2025 6:35:31 AM

Did you know that May is mental health awareness month? According to Mental Health America, approximately 20% of adults in the United States are experiencing a mental illness, with South Carolina ranked 8th in prevalence, according to Forbes Advisor. 

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Topics: Personal Finance, Home, Life & School

Advantages of Online Banking

Posted by August on May 6, 2025 1:51:31 PM

When you think of things that make your life easier, what comes to mind? Smartphones? Other electronic devices? Household appliances? When you think about it, one of the biggest boosts to easier living in the last decade has been immediate access to your cash via online banking technology. It’s easy. It’s convenient. And it has a lot to offer.

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Topics: Personal Finance

Ready to Begin Investing?

Posted by August on May 1, 2025 5:02:19 PM

Unless you majored in economics or finance in college, you probably didn’t learn much about the stock market growing up. And, if you’re like many people, your eyes glaze over when you hear stock market news. Nonetheless, despite the economic turmoil of recent years, the stock market remains among the most important option for Americans to build their wealth and secure a comfortable retirement. So, while you may still choose to work with a financial advisor to guide your investment strategy, here are some investment basics you should know.

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Topics: Personal Finance

How to Spruce Your Home for Spring on a Budget

Posted by August on Apr 11, 2025 12:14:29 PM

When I think of Spring, I think airy, bright, warm, and fresh. It's the perfect time to give your home a little sprucing up. But if you're not careful, Spring sprucing and cleaning can quickly become expensive.

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Topics: Personal Finance

Home Equity Loan vs. HELOC - Which is Best for Debt Consolidation

Posted by Carolina Trust Federal Credit Union on Apr 9, 2025 1:15:00 PM

If you want to save money and make some progress paying off the bills and other debt you owe, you should consider accessing the equity in your home for a debt consolidation loan to achieve your goal of being debt free.

The two main ways to access the equity in your home for a debt consolidation loan from your credit union include a home equity loan and a home equity line of credit, better known as a HELOC. Below are some of the details of a home equity loan vs HELOC so you can see the pros and cons of each.

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Topics: Personal Finance, Home Equity, Debt Consolidation

4 Tips You Should Know When Using an Auto Loan Calculator

Posted by Carolina Trust Federal Credit Union on Mar 31, 2025 2:30:00 PM

Here's How to Make Sure You Don't Overpay for Your Car and Car Loan

Everyone wants to get the best price on their next car purchase. Finding a car with the right price is the first step, but you'll also need to carefully consider your loan. An auto loan calculator is a helpful tool to use as you analyze car loans. This tool allows you to input the vehicle's price, loan term, and interest rate, as well as other fees and costs, to see both the monthly payment and total cost of the loan over its lifetime. By using it well, you can avoid overpaying not only for the car itself, but also for the loan. If you've never used an auto loan calculator before, these tips will help you make the most out of this tool.

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Topics: Personal Finance, Auto Loans & Car Buying

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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