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Ways to Reduce Summer Cooling Costs

Posted by August on Jul 17, 2025 8:13:21 AM

I love living in the south; life is slow, and the people are friendly, but boy, IT IS HOT. It's almost impossible to beat the heat without blasting the a/c unless you catch a breezy day at the beach (my personal favorite way). But having the a/c blasting from May to October can get pretty pricey. Check out the BALANCE blog below for Ways to Reduce Summer Cooling Costs.

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Topics: Personal Finance, Home, Life & School, Seasonal

Budget Check List for Your Summer Vacation

Posted by August on Jul 10, 2025 1:32:24 PM

I just returned from a fantastic family vacation to Tybee Island, Georgia. My sister is living in Savannah for the summer, so we killed two birds with one stone by visiting her and checking off a beach vacation.

If you're like me, you can't plan for the perfect vacation without a million lists. There's always a packing list, a "places to see" list, and if I'm really on top of things, there's normally even a full itinerary. 

Thankfully, I had the budget checklist below to help me think of everything I might have to pay for and keep myself in check. Because otherwise, unexpected expenses that we hadn't prepared for could have made our budget-friendly weekend getaway quite expensive. 

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Topics: Personal Finance, Seasonal

Where to Watch Fireworks on Independence Day Weekend

Posted by August on Jul 3, 2025 11:10:24 AM

The time has come for you to do like Katy Perry said and "own the night like the Fourth of July," because this weekend, there will DEFINITELY be fireworks. 

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Topics: Personal Finance, Seasonal

Tips for Scoring Cheap Summer Getaways

Posted by August on Jun 18, 2025 2:04:51 PM

Tips for Scoring Cheap Summer Getaways

Everybody likes a summer vacation, but travel can be expensive. If you’re looking to squeeze a getaway into your budget this summer, here are some tips for traveling on the cheap and getting the best deals.

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Topics: Personal Finance, Seasonal

How to Financially Prepare Before a Natural Disaster

Posted by August on Jun 13, 2025 9:32:13 AM

Summertime has finally arrived at the grand strand, and unfortunately, hurricane season came right along with it. Living near the coast, we are in hurricane season from June 1st to November 30th. Thinking about a potential hurricane can be somewhat stressful. However, being educated and prepared can help relieve a bit of that anxiety.

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Topics: Personal Finance, Home, Life & School, Seasonal

Everything You Need to Know About Artfields

Posted by August on Apr 24, 2025 11:13:16 AM

Artfields is officially back! During ArtFields, the town of Lake City, once one of South Carolina's most prosperous agricultural communities, becomes a living art gallery as we recognize, celebrate, and share the artistic talent of the Southeast.

ArtFields started in 2013 with a simple goal: honor the artists of the Southeast with a week's worth of celebration and competition in the heart of a traditional Southern small town. The competition and exhibition offer over $145,000 in cash prizes. The votes of people visiting ArtFields determine the winners of two People's Choice Awards; a panel of art professionals selects all the other awards, including the $50,000 Grand Prize and $25,000 Second Place award.

With Carolina Trust having a branch in the heart of Lake City, I'd been through the town several times before, but after attending Artfields a few years ago it's become a can't-miss annual event for Adam and I. Saying that Lake City completely transforms for Artfields would be an understatement. The amount of fine arts culture and community closeness that Artfields creates left such a lasting impact that this event will find a spot on my calendar year after year.

If you're planning to attend Artfields this year, here are all the things you need to know:

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Topics: Home, Life & School, Seasonal

How To Get The Best Deal When Buying a Car

Posted by August on Apr 3, 2025 3:08:04 PM

Buy new, buy used, or lease? These are just a few of the many decisions you’ll need to make before happily driving away with a vehicle. While shopping for a car or truck is exciting, it’s also no simple matter. You can avoid buyer’s remorse by making important financial and practical decisions before signing on the dotted line.

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Topics: Seasonal

Avoid These Tax Blunders

Posted by August on Mar 28, 2025 9:33:26 AM

It's that time of year again; W2s are rolling in, tax professionals are gearing up, and your mind is already swirling with ways to spend your tax refund check. Before getting too excited and seeing dollar signs, check out this BALANCE blog post for common tax blunders you should try to avoid. 

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Topics: Seasonal

Spring Cleaning for Your Finances

Posted by August on Mar 21, 2025 12:14:46 PM

The freshness of spring motivates a lot of people to throw open the windows and doors, and do a thorough spring cleaning. It’s a great way to take stock of what you have, organize it so everything’s more accessible, and ditch the clutter that’s keeping you from enjoying your space. While you’re at it, why not dive into a bit of spring cleaning for your finances, too?

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Topics: Personal Finance, Seasonal

Things You May Be Paying Too Much For

Posted by August on Feb 20, 2025 1:36:12 PM

Many of us might be overspending unknowingly, with our hard-earned money slipping away in areas we seldom scrutinize. While it seems impossible to escape these inflated costs, plenty of alternatives and discounted rates are readily available.

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Topics: Personal Finance, Seasonal

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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