America Saves Week is an annual celebration and a call to action for Americans to commit to saving successfully. Over the past few years, America Saves has been exploring what it means to be financially confident. Financial confidence is inclusive in that it recognizes that Savers have unique circumstances. Even if you are in a scenario that makes it difficult or impossible to save at this moment — you are committed to doing the work, taking control of your finances, and becoming more financially stable. 

In honor of America Saves Week, I wanted to share this exclusive Financial Friday segment where Carolina Trust Chief Operations Officer, Christina Naylor shares some saving tips and tools with me on how to jump-start your savings and grow your wealth once you've developed healthy savings habits.

February is American Heart Month, a perfect reminder for everyone to check in on our cardiovascular health. Especially women, as heart disease and stroke cause 1 in 3 deaths among women each year – more than all cancers combined. 

It's that time of year again; W2s are rolling in, tax professionals are gearing up, and your mind is already swirling with ways to spend your tax refund check. Before getting too excited and seeing dollar signs, check out this BALANCE blog post for common tax blunders you should try to avoid. 

With the big game this weekend, there's one big question on everyone's mind; what snacks are you making? If you're like me, you're probably on the hunt for a delicious treat that's also budget-friendly. 

If you've been looking to make positive changes in your life or just looking for a fresh start, there's no better time than the beginning of a new year. Starting now, you have 365 days to make changes in your life and work towards new goals. I encourage you to reflect this week about areas of your life that you want to improve and set attainable goals to make positive changes.

If you're looking to improve your physical or financial health in 2023, check out the Financial Friday Community Panel segment below, where I was joined by special guests Dr. Kevin M. Satelle MD, Physician at Rapid Weight Loss and Esthetics Center and Christina Naylor, Chief Operation Officer at Carolina Trust Federal Credit Union to talk about creating healthy lifestyle habits for the upcoming year.

Can you believe it's almost Christmas? I feel like there are still so many things left to do. Luckily, I was able to cross baking cookies for Santa off of my to-do list last night. Growing up, we'd make a big batch of Christmas cookies a day or two before Christmas to take to different Christmas gatherings, and we would always save a few to set out for Santa. Santa wasn't the only one who got a treat; we always made sure to leave carrots for the reindeer too! We may have even left carrots for Santa instead of cookies a few years because my mom insisted that Santa was dieting.

This year, I took home a few recipes from the Carolina Trust Employee Cookie Exchange, so that Santa could have a new variety. I'm not going to lie this close to Christmas, I may have snuck a few cookies, but they were specifically for taste testing purposing. I wouldn't want to give Santa a nasty cookie. He would put me on the naughty list for sure!

Giving gifts to the ones I love is one of my favorite things about the holiday season. However, as someone who sticks to a strict monthly budget, forking out additional money for gifts during December always makes me a bit anxious. It's hard enough deciding what to get everyone, but then trying to stay within my budget while doing it adds a whole other layer to the cake.

Below are a few tips I've been using this holiday season while shopping for gifts for others, which have helped me stay within my budget and less anxious about spending.

Let’s set the stage… you’re home on a Friday night watching your favorite sitcom, and suddenly there it is… the familiar sad song combined with images of mistreated animals. Now, instead of laughing, you’re tearing up and reaching for your computer or phone to make a donation.

As we kick off the month of December, the feeling of Christmas is starting to SHINE all around us. Everyone seems to have an extra GLOW about them; they're practically BEAMING. The excitement from the holiday season always gets to me each year; it's like I hardly know how to CONDUCT myself. There's just so much to do and see, and the idea of missing a single opportunity to celebrate HERTZ my heart.

You may have caught on to all my light puns by this point. With so many fantastic holiday light shows in our area, I figured a round-up blog post would be a BRIGHT idea.

With the holidays right around the corner, you've probably started making your shopping list and scouring through sales ads for all of the best Black Friday and Cyber Monday deals. Although you could quickly load up your Amazon cart with all the gifts on your list, I would encourage you to look into local businesses as an alternative.