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5 Dos & Dont's - How to Get Approved for a Home Loan

Posted by Carolina Trust Federal Credit Union on Jul 8, 2021 1:42:28 PM

Buying your first home doesn't have to be a terrifying experience. Surprisingly, however, that's how many perspective homeowners view the process. According to Nerdwallet, millennials, especially, are hesitant to enter into the home-buying arena, even though they'd like to become homeowners and see the value of buying over renting. Most feel they don't yet make enough money to foot a monthly mortgage.

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Topics: Real Estate & Home Buying, Home Loans

7 Pitfalls to Avoid When Looking for the Best Mortgage Lenders

Posted by Carolina Trust Federal Credit Union on Oct 6, 2020 1:37:55 PM

If you are thinking about buying a new home, then this is an exciting time; however, buying a home is also a big decision. For this reason, you need to make sure that you take the time to get this decision right. That also means working with the right mortgage lender. Unfortunately, there are a lot of common mistakes that homebuyers may make when looking for a lender. Understand these common pitfalls so you can make sure to avoid them.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

Need to Refinance? Find the Best Mortgage Lenders: 10 Tips and Tricks

Posted by Carolina Trust Federal Credit Union on Oct 2, 2020 1:38:00 PM

If you are thinking about refinancing your mortgage to a lower rate, then you are probably looking forward to saving money on your monthly payments. You can also go through the refinancing process to tap into the equity in your home to finance home improvements while also consolidating your other debts. At the same time, this is a big decision and you need to work with the best mortgage lenders to get a new home loan that is favorable to your financial situation. When it comes to refinancing your first mortgage, there are a few tips to follow.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

Finding a Better Mortgage Can be Tricky - Tips to Refinance with Ease

Posted by Carolina Trust Federal Credit Union on Oct 1, 2020 1:50:00 PM

If you are thinking about refinancing your mortgage, then you know that this is a great way to save money on your monthly payment, shorten the term of your loan, or tap into the equity of your home for a home improvement project. At the same time, refinancing is like taking out a new home loan. For this reason, you need to know what to expect. There are a few tips that you should follow to make it easier for you to refinance successfully.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

What to Look for When Buying a House in a Hot Market

Posted by Carolina Trust Federal Credit Union on Sep 30, 2020 1:49:00 PM

The surging real estate market shows no signs of slowing down, and that creates opportunities and challenges for buyers.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

Top Mistakes to Avoid When Shopping for a First Mortgage

Posted by Carolina Trust Federal Credit Union on Sep 29, 2020 1:49:00 PM

Buying your first home is an exciting time full of many emotions. You are ready to strike out on your own and become a homeowner! This time is also full of lots of important information, and sometimes you can feel a little overwhelmed.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

How Much House Can I Afford? 5 Steps to Ensure You Don't Overspend

Posted by Carolina Trust Federal Credit Union on Sep 28, 2020 1:48:00 PM

You have been saving and planning, and now it is finally time to start shopping for your first home! We are thrilled for you! But before you hit the real estate listings or start interviewing agents, you have a little math to do.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

House Hunting: 3 Tips to Help You Find the Right Home for You

Posted by August on Jul 17, 2020 12:00:13 PM

 

Purchasing a home is a huge milestone in many people's lives. It can be intimidating; I know it definitely was for me as I first began the process. Luckily, with the help of the mortgage team at Carolina Trust, I was able to put my worries aside and enjoy embarking on the journey of house hunting and purchasing my first home. 

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Topics: Real Estate & Home Buying

Buying Your Dream House: It's Not as Difficult as You Think

Posted by Carolina Trust Federal Credit Union on Jul 6, 2020 10:14:00 AM

If you are dreaming of owning a home of your own, but are intimated by the home-buying process, don’t be! While there is a lot of paperwork and verification involved, it really is not as difficult as you may think. In fact, if you work with the right team of real estate professionals, including an experienced realtor and a reputable credit union or bank, the home-buying process is really a breeze! 

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Topics: Real Estate & Home Buying, Credit Building

Buying A Home: The Good, the Bad, and the Ugly

Posted by Carolina Trust Federal Credit Union on Jun 12, 2020 4:10:00 PM

Your home-buying experience should be an exciting time, yet the process ahead is not without its drawbacks and potential problems. For many home-buyers, failing to do enough research at the beginning of the process can lead to problems down the road, and in real estate those problems can be costly.

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Topics: Real Estate & Home Buying

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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