Eating out is a budget killer, especially if you do it constantly. The best alternative, of course, is to eat at home. However, while this will save you money, cooking every meal can be daunting for some people—unless you make a meal plan.

Carolina Trust Federal Credit Union
Recent Posts
Meal Plans: A Valuable Tool for Healthy Savings
Topics: Personal Finance, Home, Life & School
7 Mistakes to Avoid with Your Debt Consolidation Loan
Securing a debt consolidation loan and paying down your obligation can fast-track you to an improved credit rating and financial stability. But success requires personal vigilance and fiscal responsibility.
Topics: Personal Finance, Debt Consolidation, Credit Building
First Time Buying a Boat? Here are 6 Useful Tips
An increased number of Americans have embraced the freedom, excitement, and peaceful enjoyment of the boating lifestyle in recent years. As the number of first-time boat buyers rides a wave of enthusiasm, it may be prudent to feather and drift while conducting due diligence. Buying a boat can be a significant investment that provides years of good times and fond memories. But before purchasing your first boat, consider the following tips to make an informed decision.
Topics: Recreational Vehicle Lending
Why Using A Personal Loan For Debt Consolidation May Be the Best Choice
American consumer debt reportedly exceeds $14 trillion, and it seems individuals accumulate more — not less — as they get older. Recent data points to a troubling trend that often puts hard-working people in a difficult financial position. Responsible people in these age groups reportedly take on sometimes onerous debt and struggle to get relief.
Topics: Personal Finance, Debt Consolidation, Personal Loans
Top 10 Financial Planning Tips For Millennials
As a millennial, you're part of a unique and special generation. You're probably at the exciting stage in life where you're just starting out or you're beginning that career climb. Undoubtedly you want to avoid some of the financial pitfalls that have befallen previous generations, but how can you do so? Read below to learn the top 10 financial tips for millennials today.
Topics: Personal Finance, Credit Cards, Home, Life & School
5 Questions to Ask Yourself Before Buying a Boat
Approximately 100 million Americans spend time on the water and recreational boating increased by 35 percent since 2018. Buying a boat ranks high on people’s lifestyle lists, as more than 260,000 were purchased last year alone. But some families still have financial and other reservations about buying a boat. In order to make an informed decision about owning a watercraft of your own, consider the following.
Topics: Recreational Vehicle Lending
12 Myths About How to Get Out of Debt
With the Federal Reserve reporting that Americans owe $1.021 trillion in outstanding credit card debt, having the facts about how to get out of debt has become more important than ever before. The good news is getting out of debt does not have to be as stressful, painful, or hard as you might think. Mostly, paying off debt requires focus, a changed perspective on spending, and the ability to separate the myths from the facts.
Topics: Personal Finance, Credit Cards, Home, Life & School, Debt Consolidation
How Does a Home Equity Loan Work and How to Use it to Consolidate Debt
How Does a Home Equity Loan Work?
If you’re looking for a way to deal with debt that is both flexible and affordable, a home equity loan may be a good solution. For homeowners who have built up some equity in their homes, this type of loan allows them to borrow from the accumulated equity and use it to pay down high-interest debt. Here’s a closer look at how home equity loans work, and when they work well for debt consolidation.
Topics: Personal Finance, Home Equity, Debt Consolidation
Finding a Better Mortgage Can be Tricky - Tips to Refinance with Ease
If you are thinking about refinancing your mortgage, then you know that this is a great way to save money on your monthly payment, shorten the term of your loan, or tap into the equity of your home for a home improvement project. At the same time, refinancing is like taking out a new home loan. For this reason, you need to know what to expect. There are a few tips that you should follow to make it easier for you to refinance successfully.
Topics: Personal Finance, Real Estate & Home Buying, Home Loans
Understanding the True Costs of Homeownership: Beyond the Down Payment
Buying a home is a huge milestone and perhaps the largest purchase most of us will ever make. It's important for those who are interested in homeownership to understand the benefits of buying a home versus renting and what a smart investment this decision is for your future. It's also important to understand that homeownership is a lifestyle choice and one that will impact your financial status.
Topics: Real Estate & Home Buying, Home Loans