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Carolina Trust Federal Credit Union

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4 Tips You Should Know When Using an Auto Loan Calculator

Posted by Carolina Trust Federal Credit Union on Mar 31, 2025 2:30:00 PM

Here's How to Make Sure You Don't Overpay for Your Car and Car Loan

Everyone wants to get the best price on their next car purchase. Finding a car with the right price is the first step, but you'll also need to carefully consider your loan. An auto loan calculator is a helpful tool to use as you analyze car loans. This tool allows you to input the vehicle's price, loan term, and interest rate, as well as other fees and costs, to see both the monthly payment and total cost of the loan over its lifetime. By using it well, you can avoid overpaying not only for the car itself, but also for the loan. If you've never used an auto loan calculator before, these tips will help you make the most out of this tool.

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Topics: Personal Finance, Auto Loans & Car Buying

What is a Home Equity Loan and Can it Help with Debt Consolidation?

Posted by Carolina Trust Federal Credit Union on Mar 20, 2025 12:30:00 PM

When hard-working people find themselves swimming in high-interest debt, it’s time to look for a lifeline and pull yourself out. Leveraging your home equity to consolidate monthly payments that are crushing your financial health and quality of life can be a game-changing solution.

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Topics: Home Equity, Home Loans, Debt Consolidation

7 Common Misconceptions About How To Get An Auto Loan

Posted by Carolina Trust Federal Credit Union on Mar 19, 2025 3:00:00 PM

You should never believe everything you hear, especially when it comes to auto loans. Misinformation about how to get an auto loan has spread and become common misconceptions. These misconceptions can lead people in the wrong direction when pursuing an auto loan.

It’s more important than ever before to know the facts about how to get an auto loan. We’re about to break down the biggest misconceptions that accompany getting an auto loan. It’s time for you to learn the truth.

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Topics: Personal Finance, Auto Loans & Car Buying

Meal Plans: A Valuable Tool for Healthy Savings

Posted by Carolina Trust Federal Credit Union on Feb 28, 2025 10:52:52 AM

Eating out is a budget killer, especially if you do it constantly. The best alternative, of course, is to eat at home. However, while this will save you money, cooking every meal can be daunting for some people—unless you make a meal plan.

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Topics: Personal Finance, Home, Life & School

7 Mistakes to Avoid with Your Debt Consolidation Loan

Posted by Carolina Trust Federal Credit Union on Feb 13, 2025 12:15:00 PM

Securing a debt consolidation loan and paying down your obligation can fast-track you to an improved credit rating and financial stability. But success requires personal vigilance and fiscal responsibility.

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Topics: Personal Finance, Debt Consolidation, Credit Building

First Time Buying a Boat? Here are 6 Useful Tips

Posted by Carolina Trust Federal Credit Union on Feb 12, 2025 10:30:00 AM

An increased number of Americans have embraced the freedom, excitement, and peaceful enjoyment of the boating lifestyle in recent years. As the number of first-time boat buyers rides a wave of enthusiasm, it may be prudent to feather and drift while conducting due diligence. Buying a boat can be a significant investment that provides years of good times and fond memories. But before purchasing your first boat, consider the following tips to make an informed decision.  

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Topics: Recreational Vehicle Lending

Why Using A Personal Loan For Debt Consolidation May Be the Best Choice

Posted by Carolina Trust Federal Credit Union on Jan 31, 2025 2:15:00 PM

American consumer debt reportedly exceeds $14 trillion, and it seems individuals accumulate more — not less — as they get older. Recent data points to a troubling trend that often puts hard-working people in a difficult financial position. Responsible people in these age groups reportedly take on sometimes onerous debt and struggle to get relief.

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Topics: Personal Finance, Debt Consolidation, Personal Loans

Top 10 Financial Planning Tips For Millennials

Posted by Carolina Trust Federal Credit Union on Jan 28, 2025 9:15:00 AM

As a millennial, you're part of a unique and special generation. You're probably at the exciting stage in life where you're just starting out or you're beginning that career climb. Undoubtedly you want to avoid some of the financial pitfalls that have befallen previous generations, but how can you do so? Read below to learn the top 10 financial tips for millennials today. 

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Topics: Personal Finance, Credit Cards, Home, Life & School

5 Questions to Ask Yourself Before Buying a Boat

Posted by Carolina Trust Federal Credit Union on Jan 9, 2025 8:30:00 AM

Approximately 100 million Americans spend time on the water and recreational boating increased by 35 percent since 2018. Buying a boat ranks high on people’s lifestyle lists, as more than 260,000 were purchased last year alone. But some families still have financial and other reservations about buying a boat. In order to make an informed decision about owning a watercraft of your own, consider the following.  

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Topics: Recreational Vehicle Lending

12 Myths About How to Get Out of Debt

Posted by Carolina Trust Federal Credit Union on Nov 7, 2024 12:00:00 PM

With the Federal Reserve reporting that Americans owe $1.021 trillion in outstanding credit card debt, having the facts about how to get out of debt has become more important than ever before. The good news is getting out of debt does not have to be as stressful, painful, or hard as you might think. Mostly, paying off debt requires focus, a changed perspective on spending, and the ability to separate the myths from the facts.

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Topics: Personal Finance, Credit Cards, Home, Life & School, Debt Consolidation

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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