× Close search
Search
Blog Header Image

Carolina Trust Federal Credit Union

Recent Posts

Enjoying Summer Without Overspending

Posted by Carolina Trust Federal Credit Union on Jun 11, 2026 9:57:53 AM

One of the best things about living on the Grand Strand is that people spend all year saving money to vacation where we live every day. As summer gets underway, it's easy to feel like every weekend needs to involve a trip, a ticket, or a big expense. Between vacations, concerts, dining out, and activities for the kids, summer can start to feel expensive before it even officially begins. But the truth is, some of the best parts of summer around here cost very little at all.

Read More

Topics: Home, Life & School

Carolina Country Music Fest 2026: Everything You Need to Know Before You Go

Posted by Carolina Trust Federal Credit Union on Jun 4, 2026 3:32:59 PM

Whether you're a die-hard country music fan or just enjoy the energy that comes with a major event, Carolina Country Music Fest has become one of the signature weekends of the year here on the Grand Strand. Every June, thousands of visitors make their way to Myrtle Beach for four days of live music, oceanfront views, and a whole lot of cowboy boots. It's one of those events that brings a different kind of excitement to the area, and even if you're not attending every day, you'll definitely feel the buzz around town.

Read More

Topics: Home, Life & School

Graduation Gift Ideas They'll Actually Appreciate

Posted by Carolina Trust Federal Credit Union on May 29, 2026 2:55:08 PM

It's graduation season, and whether it's high school, college, graduate school, or a specialized program, graduation is a huge accomplishment worth celebrating. This year feels especially exciting in my family because my sister is graduating from physical therapy school. As her graduation got closer, I found myself asking the same question many of us do this time of year: What do you get someone to celebrate such a major milestone?

Read More

Topics: Home, Life & School

Memorial Day Weekend on the Grand Strand: Affordable Ways to Kick Off Summer

Posted by Carolina Trust Federal Credit Union on May 18, 2026 2:35:49 PM

Memorial Day Weekend always feels like the real beginning of summer around the Grand Strand. The beaches get busier, restaurants start filling up, live music pops up everywhere, and suddenly everyone is ready to be outside again. One of my favorite things about this weekend is that there’s actually so much to do that doesn’t require spending a fortune. Between community events, local concerts, markets, and simply enjoying where we live, it’s pretty easy to have a fun weekend without turning it into an expensive one.

Read More

Topics: Personal Finance

The “Treat Yourself” Spending Mindset — Let’s Talk About It When “Just This Once” Becomes a Habit

Posted by Carolina Trust Federal Credit Union on May 14, 2026 1:23:10 PM

We’ve all done it. A long week turns into a little online shopping, an expensive coffee run, or adding something extra to the cart because, honestly, you deserve it. And sometimes, you absolutely do. Small treats and enjoyable purchases are part of life, and not every financial decision needs to be overly restrictive.

Read More

Topics: Personal Finance

5 Real-Life Lessons for First Time Home Buyers

Posted by Carolina Trust Federal Credit Union on Apr 29, 2026 9:45:00 AM

Buying a home in the Carolinas for the first time can be an overwhelming experience. If you are a first time home buyer, remember that knowledge is power. Below, we present 5 key lessons to remember as you start shopping for your first house in the Carolinas.

Read More

Topics: Personal Finance, Real Estate & Home Buying, Home Loans

Understanding the True Costs of Homeownership: Beyond the Down Payment

Posted by Carolina Trust Federal Credit Union on Apr 9, 2026 11:45:00 AM

Buying a home is a huge milestone and perhaps the largest purchase most of us will ever make. It's important for those who are interested in homeownership in the Carolinas to understand the benefits of buying a home versus renting and what a smart investment this decision is for your future. It's also important to understand that homeownership is a lifestyle choice and one that will impact your financial status.

Read More

Topics: Real Estate & Home Buying, Home Loans

Top 10 Financial Planning Tips For Millennials

Posted by Carolina Trust Federal Credit Union on Apr 2, 2026 10:00:00 AM

As a millennial, you're part of a unique and special generation. You're probably at the exciting stage in life where you're just starting out or you're beginning that career climb. Undoubtedly you want to avoid some of the financial pitfalls that have befallen previous generations, but how can you do so? Read below to learn the top 10 financial tips for millennials today. 

Read More

Topics: Personal Finance, Credit Cards, Home, Life & School

12 Myths About How to Get Out of Debt

Posted by Carolina Trust Federal Credit Union on Mar 12, 2026 10:00:00 AM

With the Federal Reserve reporting that Americans owe $1.021 trillion in outstanding credit card debt, having the facts about how to get out of debt has become more important than ever before. The good news is getting out of debt does not have to be as stressful, painful, or hard as you might think. Mostly, paying off debt requires focus, a changed perspective on spending, and the ability to separate the myths from the facts.

Read More

Topics: Personal Finance, Credit Cards, Home, Life & School, Debt Consolidation

Is a Certificate of Deposit Right for You? Explore the Risks and Benefits

Posted by Carolina Trust Federal Credit Union on Mar 12, 2026 9:15:00 AM

Commonly called a CD, a Certificate of Deposit is a savings-based investment that produces a higher return on investment than many others in its class. Considered a sound, reliable investment, CDs are generally part of a well-balanced portfolio. By understanding how they work, as well as their benefits and disadvantages, community members can make informed decisions about adding CDs to their mix of financial holdings.  

Read More

Topics: Investing & Retirement

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

Brand Ambassador - alwaysaugust_2colorlogobluepink_registered

Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

Subscribe Here!

Recent Posts