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How to Avoid Overspending on Black Friday and Cyber Monday

Posted by August on Nov 23, 2021 4:31:25 PM

It's almost time for my favorite holiday, Black Friday. Of course, I'm kidding, but as someone who loves to shop, I do look forward to Black Friday and Cyber Monday each year.

Shopping on Black Friday and Cyber Monday can be a great time to score deals on items that you've wanted to purchase, but you can also get easily sucked into overspending if you're not prepared. Check out the BALANCE blog post below for tips on how to avoid overspending on Black Friday and Cyber Monday.

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Topics: Personal Finance, Seasonal

5 Dos & Dont's - How to Get Approved for a Home Loan

Posted by Carolina Trust Federal Credit Union on Nov 23, 2021 1:42:00 PM

Buying your first home doesn't have to be a terrifying experience. Surprisingly, however, that's how many perspective homeowners view the process. According to Nerdwallet, millennials, especially, are hesitant to enter into the home-buying arena, even though they'd like to become homeowners and see the value of buying over renting. Most feel they don't yet make enough money to foot a monthly mortgage.

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Topics: Real Estate & Home Buying, Home Loans

It's Not That Simple

Posted by August on Nov 18, 2021 2:41:49 PM

Art Alexakis once said, "Living isn't a simple thing... no one said it's supposed to be."

We can all probably agree that life isn't simple; it's filled with ups and downs, stressors, problems, and situations that make it complicated. However, if we know that life isn't simple, why do we constantly try to simplify it? We come up with one size fits all solutions and expect them to simplify our issues.

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Topics: Personal Finance

14 Common Misconceptions about Buying a Home

Posted by Carolina Trust Federal Credit Union on Nov 15, 2021 4:09:00 PM

Whether you plan to one day purchase your home or are already shopping around your local housing market, buying a home is a monumental step. It's a decision you want to get right because making the wrong choice when buying a home can cost you big time. Make the best decisions with your first or next mortgage loan by putting these home-buying myths to rest before you sign loan documents. 

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Topics: Real Estate & Home Buying

How To Honor Veterans All Year Long

Posted by August on Nov 2, 2021 1:33:41 PM

Last year, I wrote the blog post, Ways to Thank a Veteran on Veterans Day. I included all of the typical Veterans Day festivities: flying a flag, saying thank you, attending a service, etc. And as nice as those gestures are, they don't really hold the level of gratitude that we should be showing our former servicemen and women.

On Veterans Day, we close businesses, post on social media, and acknowledge and glorify our Veterans; But how are we thanking them on the other 364 days of the year? Are we celebrating and acknowledging just during the special occasion, the way we do with most other holidays, and then moving on as soon as the decorations come down? How can we continue to honor the men and women who have served our country in our day-to-day lives?

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Topics: Home, Life & School

Not Just Your Grandpa's Credit Union

Posted by August on Oct 27, 2021 5:32:38 PM

Do you know what a credit union is and how it differs from a bank? If not, hopefully, by the end of this blog post, you'll have a little more insight into what a credit union is and why it may be the right financial choice for you.

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Topics: Personal Finance

DIY Halloween Costumes

Posted by August on Oct 20, 2021 3:51:57 PM

Halloween is right around the corner, and if you don't already have a costume, this is your sign to make your own. If you're not super crafty, no need to worry, these costumes are super easy to make; plus, they're also super cheap.

Halloween can get pretty expensive once you've bought a costume, accessories, candy, treat bags, etc. Save some money this year and make one of the creative costumes below:

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Topics: Home, Life & School, Seasonal

If Nobody Could See It, Would You Still Want It?

Posted by August on Oct 13, 2021 2:12:34 PM

If nobody could see the things you have, would you still want them?

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Topics: Personal Finance

Spending Showdown: Debit Cards vs. Credit Cards

Posted by August on Oct 5, 2021 1:35:45 PM

Everyone loves a good showdown; It's why we're all so plugged into football season right now. But what about a financial showdown, credit cards vs. debit cards.

Most Americans carry several different payment cards in their wallets; some debit, some credit. Maybe you have a system in place for which card to use when, or perhaps you use one type all the time. But do you really know the difference and when it is more beneficial to use one over the other?

Check out the BALANCE blog below, where they put debit cards and credit cards in a one-on-one showdown to see where and when using them may be best for your finances.

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Topics: Seasonal

Together, Let's Think Pink!

Posted by August on Oct 1, 2021 11:57:33 AM

Have you grabbed your copy of the October Grand Strand Magazine? You'll definitely want to grab one and check out the Women in Business Edition, featuring profiles of some of our area's most prominent businesswomen.

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Topics: Seasonal

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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