Carrying consumer debt can weigh heavily on our minds, reduce our freedom of choice, and cost us a ton of money in interest. Assuming you’ve got more than one debt to pay off, which method of debt repayment should you use?
When I think of Spring, I think airy, bright, warm, and fresh. It's the perfect time to give your home a little sprucing up. But if you're not careful, Spring sprucing and cleaning can quickly become expensive.
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Topics: Personal Finance
If you want to save money and make some progress paying off the bills and other debt you owe, you should consider accessing the equity in your home for a debt consolidation loan to achieve your goal of being debt free.
The two main ways to access the equity in your home for a debt consolidation loan from your credit union include a home equity loan and a home equity line of credit, better known as a HELOC. Below are some of the details of a home equity loan vs HELOC so you can see the pros and cons of each.
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Topics: Personal Finance, Home Equity, Debt Consolidation
Buy new, buy used, or lease? These are just a few of the many decisions you’ll need to make before happily driving away with a vehicle. While shopping for a car or truck is exciting, it’s also no simple matter. You can avoid buyer’s remorse by making important financial and practical decisions before signing on the dotted line.
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Topics: Seasonal
Here's How to Make Sure You Don't Overpay for Your Car and Car Loan
Everyone wants to get the best price on their next car purchase. Finding a car with the right price is the first step, but you'll also need to carefully consider your loan. An auto loan calculator is a helpful tool to use as you analyze car loans. This tool allows you to input the vehicle's price, loan term, and interest rate, as well as other fees and costs, to see both the monthly payment and total cost of the loan over its lifetime. By using it well, you can avoid overpaying not only for the car itself, but also for the loan. If you've never used an auto loan calculator before, these tips will help you make the most out of this tool.
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Topics: Personal Finance, Auto Loans & Car Buying
It's that time of year again; W2s are rolling in, tax professionals are gearing up, and your mind is already swirling with ways to spend your tax refund check. Before getting too excited and seeing dollar signs, check out this BALANCE blog post for common tax blunders you should try to avoid.
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Topics: Seasonal
The freshness of spring motivates a lot of people to throw open the windows and doors, and do a thorough spring cleaning. It’s a great way to take stock of what you have, organize it so everything’s more accessible, and ditch the clutter that’s keeping you from enjoying your space. While you’re at it, why not dive into a bit of spring cleaning for your finances, too?
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Topics: Personal Finance, Seasonal
When hard-working people find themselves swimming in high-interest debt, it’s time to look for a lifeline and pull yourself out. Leveraging your home equity to consolidate monthly payments that are crushing your financial health and quality of life can be a game-changing solution.
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Topics: Home Equity, Home Loans, Debt Consolidation
You should never believe everything you hear, especially when it comes to auto loans. Misinformation about how to get an auto loan has spread and become common misconceptions. These misconceptions can lead people in the wrong direction when pursuing an auto loan.
It’s more important than ever before to know the facts about how to get an auto loan. We’re about to break down the biggest misconceptions that accompany getting an auto loan. It’s time for you to learn the truth.
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Topics: Personal Finance, Auto Loans & Car Buying
It's that time of year again; W2s are rolling in, tax professionals are gearing up, and your mind is already swirling with ways to spend your tax refund check. Before getting too excited and seeing dollar signs, check out this BALANCE blog post.
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Topics: Personal Finance
