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Digital Payment Apps: A Safety Guide

Posted by August on Aug 23, 2024 12:35:18 PM
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Topics: Personal Finance, Identity Protection & Security

Help Your Child Acclimate to a New School Year With These Tips From a Local Teacher

Posted by August on Aug 13, 2024 9:39:28 AM

The start of the new school year can be exciting for kids. They get a new teacher, start seeing their friends again daily, and get all new clothes and supplies. However, beginning a new school year is also a big change and may require a bit of an adjustment period.

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Topics: Personal Finance, Home, Life & School

Back to School Shopping: Delayed Gratification and Other Tricks to Trim Your Spend

Posted by August on Aug 8, 2024 12:51:53 PM
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Topics: Personal Finance, Seasonal

A Full Guide to Tax-Free Weekend

Posted by August on Jul 31, 2024 4:33:11 PM

With the start of a new school year right around the corner, it's time to start filling the cart with back-to-school items. If the rows and rows of school supplies at Walmart and Target haven't already sucked you in, then Tax-Free Weekend is the perfect time to grab some of the key items on your list.

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Topics: Home, Life & School, Seasonal

The "Dog Days" of Summer

Posted by August on Jul 26, 2024 9:50:18 AM

There is no better time of year to live at the beach than the summer. I love spending time outside by the ocean or the river and soaking up the UV rays, with sunscreen, of course. 

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Topics: Personal Finance, Home, Life & School, Seasonal

Understanding the True Costs of Homeownership: Beyond the Down Payment

Posted by Carolina Trust Federal Credit Union on Jul 22, 2024 5:23:00 PM

Buying a home is a huge milestone and perhaps the largest purchase most of us will ever make. It's important for those who are interested in homeownership to understand the benefits of buying a home versus renting and what a smart investment this decision is for your future. It's also important to understand that homeownership is a lifestyle choice and one that will impact your financial status.

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Topics: Real Estate & Home Buying, Home Loans

Ways to Reduce Summer Cooling Costs

Posted by August on Jul 19, 2024 1:00:55 PM

I love living in the south; life is slow, and the people are friendly, but boy, IT IS HOT. It's almost impossible to beat the heat without blasting the a/c unless you catch a breezy day at the beach (my personal favorite way). But having the a/c blasting from May to October can get pretty pricey. Check out the BALANCE blog below for Ways to Reduce Summer Cooling Costs.

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Topics: Personal Finance, Home, Life & School, Seasonal

Renting vs. Buying: 5 Factors in Making the Right Housing Decision for You

Posted by Carolina Trust Federal Credit Union on Jul 15, 2024 5:23:00 PM

Buying a home is one of the biggest decisions many of us make in our lives. But how do you know if you should continue renting vs. buying a home?

There are pros and cons to each of these housing options, so it's important to do some research about both to help you decide if renting or buying a home is the right decision for you. 

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Topics: Real Estate & Home Buying, Home Loans

Vlog: Would Your Bank or Credit Union Benefit from a Brand Ambassador with FI Grow Solutions

Posted by August on Jul 11, 2024 9:48:40 AM

I recently sat down with Meredith Olmstead, CEO and Co-Founder of FI Grow Solutions, a marketing and sales team that works with financial institutions, for an episode of their podcast, Hit Record. In the episode, Meredith and I talked about the benefit to credit unions in having a Brand Ambassador, what the role looks like, and some of the challenges. Check out the episode below: 

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5 Ways a Cash Out Refinance Can Help [Bonus: 5 Tips Before You Apply]

Posted by Carolina Trust Federal Credit Union on Jul 10, 2024 5:22:00 PM

Purchasing a home in South Carolina has proven to be an intelligent investment. Since 2018, South Carolina's real estate market has experienced substantial growth. Over the last five years, from the fourth quarter of 2018 to the fourth quarter of 2023, the state's total home appreciation was recorded at 84%, with an average annual growth rate of 16.8%. If your equity improved in recent years, and you have a need for an affordable financing option, a cash out refinance mortgage could deliver wide-reaching benefits.

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Topics: Real Estate & Home Buying, Home Loans

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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