4 Tips You Should Know When Using an Auto Loan Calculator

Posted by Carolina Trust Federal Credit Union on Mar 31, 2025 2:30:00 PM

Here's How to Make Sure You Don't Overpay for Your Car and Car Loan

Everyone wants to get the best price on their next car purchase. Finding a car with the right price is the first step, but you'll also need to carefully consider your loan. An auto loan calculator is a helpful tool to use as you analyze car loans. This tool allows you to input the vehicle's price, loan term, and interest rate, as well as other fees and costs, to see both the monthly payment and total cost of the loan over its lifetime. By using it well, you can avoid overpaying not only for the car itself, but also for the loan. If you've never used an auto loan calculator before, these tips will help you make the most out of this tool.

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Topics: Personal Finance, Auto Loans & Car Buying

Avoid These Tax Blunders

Posted by August on Mar 28, 2025 9:33:26 AM

It's that time of year again; W2s are rolling in, tax professionals are gearing up, and your mind is already swirling with ways to spend your tax refund check. Before getting too excited and seeing dollar signs, check out this BALANCE blog post for common tax blunders you should try to avoid.

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Topics: Seasonal

Spring Cleaning for Your Finances

Posted by August on Mar 21, 2025 12:14:46 PM

The freshness of spring motivates a lot of people to throw open the windows and doors, and do a thorough spring cleaning. It’s a great way to take stock of what you have, organize it so everything’s more accessible, and ditch the clutter that’s keeping you from enjoying your space. While you’re at it, why not dive into a bit of spring cleaning for your finances, too?

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Topics: Personal Finance, Seasonal

7 Common Misconceptions About How To Get An Auto Loan

Posted by Carolina Trust Federal Credit Union on Mar 19, 2025 3:00:00 PM

You should never believe everything you hear, especially when it comes to auto loans. Misinformation about how to get an auto loan has spread and become common misconceptions. These misconceptions can lead people in the wrong direction when pursuing an auto loan.

It’s more important than ever before to know the facts about how to get an auto loan. We’re about to break down the biggest misconceptions that accompany getting an auto loan. It’s time for you to learn the truth.

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Topics: Personal Finance, Auto Loans & Car Buying

Getting a Tax Refund? Wait Just a Minute!

Posted by August on Mar 13, 2025 11:06:33 AM

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Topics: Personal Finance

Women and Money: Five Steps to Financial Empowerment

Posted by August on Mar 7, 2025 3:50:57 PM

Every year in March, we celebrate Women's History Month, a time to acknowledge all the brave hard-working women who came before us and paved the way for women's equality. And as great as it is to underline historical women who have made strides for women's independence and equality, it's even more important to use this month as a way to motivate and empower present-day women to rise up and take advantage of the opportunities that are available to help them achieve independence, stability, and success.

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Topics: Personal Finance, Investing & Retirement

Meal Plans: A Valuable Tool for Healthy Savings

Posted by Carolina Trust Federal Credit Union on Feb 28, 2025 10:52:52 AM

Eating out is a budget killer, especially if you do it constantly. The best alternative, of course, is to eat at home. However, while this will save you money, cooking every meal can be daunting for some people—unless you make a meal plan.

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Topics: Personal Finance, Home, Life & School

Things You May Be Paying Too Much For

Posted by August on Feb 20, 2025 1:36:12 PM

Many of us might be overspending unknowingly, with our hard-earned money slipping away in areas we seldom scrutinize. While it seems impossible to escape these inflated costs, plenty of alternatives and discounted rates are readily available.

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Topics: Personal Finance, Seasonal

Show Yourself Some Love This Valentine's Day

Posted by August on Feb 14, 2025 10:48:06 AM

February is here, and love is in the air. It's actually pretty hard to hide from love this time of year, especially when the shelves of every store are lined with hearts and other cheesy romantic things.

Although Valentine's Day can be a bit commercial, I love having a special day dedicated to showing my friends, family, and significant other how much I love them.

Whether you love Valentine's Day or hate it, this time of year is a perfect reminder to give yourself a little self-love.

Self-Love can sound like a cheesy thing. My first thought always goes to giving myself a big hug or something silly. However, self-love really boils down to the stuff you're doing every day to show yourself some love. Are you investing time and energy into yourself? Are you lifting yourself up? Are you as kind and giving to yourself as you are to the people you love? If not, Valentine's Day is a great time to start.

I'm not saying you have to buy yourself a card and box of chocolates. However, if it makes you feel good, then you definitely should.

If you need a few ideas for practicing self-love this Valentine's Day season, check out my suggestions below:

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Topics: Home, Life & School

7 Mistakes to Avoid with Your Debt Consolidation Loan

Posted by Carolina Trust Federal Credit Union on Feb 13, 2025 12:15:00 PM

Securing a debt consolidation loan and paying down your obligation can fast-track you to an improved credit rating and financial stability. But success requires personal vigilance and fiscal responsibility.

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Topics: Personal Finance, Debt Consolidation, Credit Building

Carolina Trust FCU Blog

4 Tips You Should Know When Using an Auto Loan Calculator

Here's How to Make Sure You Don't Overpay for Your Car and Car Loan

Avoid These Tax Blunders

Spring Cleaning for Your Finances

7 Common Misconceptions About How To Get An Auto Loan

Getting a Tax Refund? Wait Just a Minute!

Women and Money: Five Steps to Financial Empowerment

Meal Plans: A Valuable Tool for Healthy Savings

Things You May Be Paying Too Much For

Show Yourself Some Love This Valentine's Day

7 Mistakes to Avoid with Your Debt Consolidation Loan

Carolina Trust Federal Credit Union Blog

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