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Travel Hacks for Vacationing with Kids

Posted by August on Apr 6, 2023 9:48:43 AM

With school spring breaks in the next few weeks and summer right around the corner, you may be planning upcoming travel with your kids. 

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Topics: Personal Finance, Home, Life & School

Women's Month Vlog with Henrietta Golding

Posted by August on Mar 31, 2023 12:44:58 PM

In honor of Women's Month, I was joined on the March Financial Friday Community Panel by special guest, Henrietta Golding. 

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Topics: Home, Life & School

Everything you need to know about the Waccamaw Sportsmen's Expo

Posted by August on Mar 23, 2023 11:28:03 AM

This weekend is the 2nd Annual Waccamaw Sportsmen's Expo in Downtown Conway. The Expo focuses on the outdoor lifestyle along the banks of the Waccamaw River. 

The event kicks off on Friday, March 24, as DockDogs bring their high-flying competition to Conway's Town Green at 200 Laurel Street. On Saturday, March 25, the DockDogs events continue all day, and the full Expo opens at the Conway Marina at 4 Elm Street. Saturday's busy schedule of activities includes vendors, music, cooking demonstrations, a reptile program, an outdoor quick draw event, a wildlife rehabilitation session, and much more.

As a self-proclaimed "SportsWOMAN," I'm super excited about the event and wanted to give you all tips to navigate it if you decide to attend.

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Topics: Home, Life & School

Looking to Jump-Start or Grow Your Savings?

Posted by August on Feb 27, 2023 4:31:11 PM

America Saves Week is an annual celebration and a call to action for Americans to commit to saving successfully. Over the past few years, America Saves has been exploring what it means to be financially confident. Financial confidence is inclusive in that it recognizes that Savers have unique circumstances. Even if you are in a scenario that makes it difficult or impossible to save at this moment — you are committed to doing the work, taking control of your finances, and becoming more financially stable. 

In honor of America Saves Week, I wanted to share this exclusive Financial Friday segment where Carolina Trust Chief Operations Officer, Christina Naylor shares some saving tips and tools with me on how to jump-start your savings and grow your wealth once you've developed healthy savings habits.

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Topics: Home, Life & School, Seasonal

Ways to Get More Involved in the Community

Posted by August on Feb 2, 2023 12:17:05 PM

Working for a company that has been serving our local community since 1958 instilled a desire in me to strengthen my ties within the community. As someone who grew up in a small town and was extremely involved, I knew I would have to find ways to become involved here to make the Grand Strand feel like my home. 

At the start of 2022, I started researching different organizations I could get involved in that shared a mission I supported. Between networking, leadership, non-profit, and small business organizations, I have certainly found ways to fill up my plate. Below are some different ways I've rooted myself in our community and how I took the leap to get involved.

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Topics: Home, Life & School

Frugal Date Nights: Keep Your Partner and Wallet Happy

Posted by August on Aug 11, 2022 12:48:30 PM

Want to plan the perfect date night without breaking the bank? Check out the BALANCE blog post below for a few great ideas.


When you and your partner are focusing on paying down debt, it’s easy to put relationship fun on hold. After all, dining out is a sure-fire way to blow the budget. Expensive vacations? Entirely out of the question!

But you can still keep the spark alive with regular date nights, even on a budget.

First, schedule the time into the calendar. Often, busy couples find that if it doesn’t get scheduled, it doesn’t happen. If you have young children, consider coordinating with another family to swap babysitting duties. This way, each set of parents gets an evening out without paying for a babysitter.

Now that you’ve got the date set and the sitter lined up, here are some frugal date night ideas so you and your partner can make great memories without spending much money.

Go on a hike

A hike (or a leisurely walk) in a beautiful location is a great way to spend some distraction-free time with your spouse. Enjoy the scenery, get some fresh air, and get your blood pumping. Websites like AllTrails and Outdoor Project are good free resources for local hikes.

Play Tourist

If a friend or family member was coming to visit your city, where would you take them? Often, the most impressive or entertaining spots get overlooked by locals. Pretend you’re just visiting the area and hit up some of the top tourist destinations and local landmarks. The local Chamber of Commerce is an excellent resource for inspiration.

Star Gazing

You don’t need a telescope to take your honey stargazing! It’s best to choose a night when you’ll have clear skies and a new moon. Pack up a blanket and some snacks and head out of town to a place with dark skies and little light pollution. Spread out the blanket, look up at the stars, and bask in the awe of a starry sky.

Eat Cake

If you miss going out to restaurants while you’re tightening the budget, you can get that restaurant enjoyment without having a full sit-down meal. Coffee and dessert at your favorite restaurant still feel like a splurge. Who said you can’t have your cake and eat it, too?

Have a Picnic

A picnic doesn’t have to be a fancy (read: expensive) affair. A lunch sack will do just fine if you don’t have a dedicated picnic basket. Cheese, crackers, fruit, and your favorite drinks require almost no prep and taste even better at a local park or wilderness area.

Visit a Farmers Market

You might be amazed at how much is happening at your local farmer’s market! Of course, you’ll find farmers selling their freshly grown produce, but there’s likely also baked goods, meat and eggs, crafts (like handmade candles and soap), and ready-to-eat food. Wandering around the farmer’s market is a great way to spend a few frugal hours. You might even come home with local produce and inspiration to try a new recipe.

Hit up the Yard Sales

If you like the thrill of the hunt, it’s worth getting up early on a Saturday morning and hitting the yard sale circuit. Decide how much money you’re willing to spend ahead of time and bring it in small bills. This helps to ensure you stay within your budget. You never know what you might find at a yard sale—and sometimes you’ll come home empty-handed! Not knowing is all part of the fun.

Gather Fruit

Nearby orchards or berry farms can make for great frugal dates. The “u-pick” fruit farms are typically less expensive and tastier than the comparable fruit at the grocery store, and you get to spend some quality time outside with your partner. Make sure to research the right time to go for ripe fruit and bring some containers from home.

Wrapping it Up

Date nights are so important in relationships. Time to talk without the day-to-day stressors and sharing new experiences help keep the romance alive. These things don’t have to be expensive. Keep your budget on track with frugal date nights and watch your relationship and savings account grow.

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Topics: Home, Life & School

Best Places Around the Grand Strand to Celebrate Independence Day

Posted by August on Jun 29, 2022 12:14:25 PM

Cue Born in the USA, Proud to be an American, and Independence Day by Martina McBride (I had to add a little twang for my country heart.) Believe it or not, the Fourth of July is my favorite holiday, and just like Christmas has its carols, Independence Day has its melodies. Something about those proud tunes, warm weather, cookout food, and fireworks speaks to my soul. 

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Topics: Home, Life & School

Lt./Col. James B. Kendrick, USAF Retired

Posted by August on May 16, 2022 12:11:52 PM

Lt./ Col. James B. Kendrick would have celebrated his 103rd birthday this Wednesday, May 18th. In celebration of his first heavenly birthday, we wanted to share his Community Focus article from our May 2019 member newsletter, The Caroliner.

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Topics: Home, Life & School

Finding Ways to Help: A Few Suggestions for the Avid Volunteer

Posted by August on May 11, 2022 4:21:10 PM

As you may know, I just graduated from the 42nd class of Leadership Grand Strand. Leadership Grand Strand is a 10-month program sponsored by the Myrtle Beach Area Chamber of Commerce to develop a corps of informed, committed, and qualified individuals who provide dynamic leadership for the Grand Strand area. As part of the requirements for graduation, my classmates and I had to volunteer at least 75 hours with various local charities, including Habitat for Humanity and New Directions Men’s Shelter in Myrtle Beach.

Although I already knew that I had a heart for service through previous volunteer opportunities with the credit union, Leadership Grand Strand tremendously strengthened my desire to give back to the community. However, with so many different volunteer opportunities, finding ways to help that will actually make an impact can be tricky.

If you are already an avid volunteer or are looking for ways to start giving back to your community, check out the BALANCE blog post below:

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Topics: Personal Finance, Home, Life & School

African American Heritage Steeped In The History Of The Grand Strand

Posted by August on Feb 9, 2022 1:10:19 PM

The Grand Strand area is rich with African American history, and with February being Black History Month, there's no better time to explore the past and honor those who paved the way.

As I was researching places and events in our area celebrating black history month, I came across the blog post below, written by Visit Myrtle Beach. It is an excellent round-up of places in our community that share the story of how African culture has shaped our area and lifestyle.

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Topics: Home, Life & School

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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