You've just graduated high school; what a major life accomplishment! Before you do anything else, pat yourself on the back.
After the initial excitement of finishing up a chapter of your life ends, it's time to start planning for your next big adventure, college for most. One of the biggest things that people worry about when starting college is how they'll pay for it, which is why it's so important to understand the different types of student loan options that are out there.
I've Graduated High School, Now What? Part One: Understanding Different Types of Student Loans
Topics: Personal Finance, Home, Life & School, Youth Financial Literacy
Free Resources That You Can Use During Mental Health Awareness Month
Did you know that May is mental health awareness month? According to Mental Health America, approximately 20% of adults in the United States are experiencing a mental illness, with South Carolina ranked 8th in prevalence, according to Forbes Advisor.
Topics: Personal Finance, Home, Life & School
Artfields is officially back! During ArtFields, the town of Lake City, once one of South Carolina's most prosperous agricultural communities, becomes a living art gallery as we recognize, celebrate, and share the artistic talent of the Southeast.
ArtFields started in 2013 with a simple goal: honor the artists of the Southeast with a week's worth of celebration and competition in the heart of a traditional Southern small town. The competition and exhibition offer over $145,000 in cash prizes. The votes of people visiting ArtFields determine the winners of two People's Choice Awards; a panel of art professionals selects all the other awards, including the $50,000 Grand Prize and $25,000 Second Place award.
With Carolina Trust having a branch in the heart of Lake City, I'd been through the town several times before, but after attending Artfields a few years ago it's become a can't-miss annual event for Adam and I. Saying that Lake City completely transforms for Artfields would be an understatement. The amount of fine arts culture and community closeness that Artfields creates left such a lasting impact that this event will find a spot on my calendar year after year.
If you're planning to attend Artfields this year, here are all the things you need to know:
Topics: Home, Life & School, Seasonal
Meal Plans: A Valuable Tool for Healthy Savings
Eating out is a budget killer, especially if you do it constantly. The best alternative, of course, is to eat at home. However, while this will save you money, cooking every meal can be daunting for some people—unless you make a meal plan.
Topics: Personal Finance, Home, Life & School
February is here, and love is in the air. It's actually pretty hard to hide from love this time of year, especially when the shelves of every store are lined with hearts and other cheesy romantic things.
Although Valentine's Day can be a bit commercial, I love having a special day dedicated to showing my friends, family, and significant other how much I love them.
Whether you love Valentine's Day or hate it, this time of year is a perfect reminder to give yourself a little self-love.
Self-Love can sound like a cheesy thing. My first thought always goes to giving myself a big hug or something silly. However, self-love really boils down to the stuff you're doing every day to show yourself some love. Are you investing time and energy into yourself? Are you lifting yourself up? Are you as kind and giving to yourself as you are to the people you love? If not, Valentine's Day is a great time to start.
I'm not saying you have to buy yourself a card and box of chocolates. However, if it makes you feel good, then you definitely should.
If you need a few ideas for practicing self-love this Valentine's Day season, check out my suggestions below:
Topics: Home, Life & School
Top 10 Financial Planning Tips For Millennials
As a millennial, you're part of a unique and special generation. You're probably at the exciting stage in life where you're just starting out or you're beginning that career climb. Undoubtedly you want to avoid some of the financial pitfalls that have befallen previous generations, but how can you do so? Read below to learn the top 10 financial tips for millennials today.
Topics: Personal Finance, Credit Cards, Home, Life & School
All year long, we've been gearing up for the 5th Annual Myrtle Beach Bowl Game, which was held this past Monday, December 23rd. And now that Bowl Week is officially over, we can reflect on what a fantastic event it was!
Carolina Trust has been a proud sponsor of the Myrtle Beach Bowl since the inaugural game in 2020. This postseason competition features matchups from three conference partners – Conference USA, Mid-American Conference (MAC), and Sun Belt Conference. This year, Coastal Carolina University and the University of Texas at San Antonio were selected as the two teams facing off at Brooks Stadium, with UTSA pulling out the victory.
Hats off to the ESPN Events team that put together this fantastic event and the community partners that assisted them in such a major endeavor.
Click here for additional information about the Myrtle Beach Bowl and Carolina Trust's partnership.
Topics: Home, Life & School
As we transition from beaches and flip flops to pumpkin spice and falling leaves, it’s time to start planning for the winter holiday season. These plans may include a celebration, shared feasts, and gifts. Though the reason for celebrations varies, one thing that remains common is the cost. Here are a few planning tips that can help ensure the holidays don’t cause more debt than memories.
Topics: Personal Finance, Home, Life & School
There's no better way to spend the holiday season than spending time with those you love, and there's no better way to enjoy each other's time than with a home-cooked meal. However, cooking at home can often add up if you're not prepared. Check out the BALANCE blog post below for six ways to save on homemade meals.
Topics: Personal Finance, Home, Life & School
12 Myths About How to Get Out of Debt
With the Federal Reserve reporting that Americans owe $1.021 trillion in outstanding credit card debt, having the facts about how to get out of debt has become more important than ever before. The good news is getting out of debt does not have to be as stressful, painful, or hard as you might think. Mostly, paying off debt requires focus, a changed perspective on spending, and the ability to separate the myths from the facts.
Topics: Personal Finance, Credit Cards, Home, Life & School, Debt Consolidation