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Looking for Summer Toys? Check Out Our Low Promo Rate

Posted by August on May 14, 2021 10:22:40 AM

I don't know about you, but May is always like the kick-off to summer for me, and there's no better way to enjoy the summer than getting outdoors. I love being outdoors, mainly because some of my favorite hobbies are outdoor activities.

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Topics: Seasonal, Recreational Vehicle Lending

Celebrating Easter: A List of Local Easter Events

Posted by August on Apr 2, 2021 4:33:23 PM

Hippity Hoppity Easter's on its way! I can't believe that Easter Weekend is already here. I feel like Easter sneaks up on me every year. Maybe it's because Easter is never on the same day each year, so I never know exactly when to expect it. However, it could be because I don't celebrate the holiday with the same enthusiasm that I did as a child. I always looked forward to Easter because there were so many fun activities surrounding the holiday. This year, I plan to bring back a little bit of that excitement by checking out some of the area's Easter events.

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Topics: Seasonal

Spring Cleaning and Organizing with Ace of Space Organization

Posted by August on Mar 19, 2021 3:00:18 PM

Welcome, Spring! Aside from all the pollen, springtime is one of my favorite times of the year. Every spring, the world transforms from winter's dull gloominess into a warm, bright, colorful landscape of flowers and sunshine.

Spring always gives me the feeling of a fresh start. Like the world around us, we can grow and bloom into something bright and beautiful. To start fresh, though, you have to do a little spring cleaning and get rid of the old.

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Topics: Seasonal

Tax Time: Preparing to Prepare

Posted by August on Mar 12, 2021 4:15:14 PM

Have you already filed your taxes? If not, now is the time to start gathering your information because May 17th will be here before you know it. Finances were a little trickier in 2020, so if you plan to do your own taxes, make sure you have all the necessary information about the 2021 tax season. If you plan to take your taxes to a professional, try not to wait until the last minute and make sure you have all of the necessary documents to ensure the process goes as smoothly as possible. For more information on how you can prepare yourself for tax time, check out the BALANCE blog below.

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Topics: Seasonal

Celebrating Black History Month

Posted by August on Feb 26, 2021 10:47:41 AM

In honor of Black History Month, Carolina Trust highlighted influential African American men and women all month long on our weekly Living Local Carolina segments. The individuals whom we had the honor of talking to had such inspiring and interesting stories. It was such an honor to learn about their lives and the hurdles they had to jump through in order to succeed.

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Topics: Seasonal

Ways That You Can Support Your Local Senior Citizens

Posted by August on Feb 19, 2021 12:29:10 PM

In honor of Random Acts of Kindness Day on February 17th, I visited Autumn Care of Shallotte, a nursing home in Brunswick County, NC, and dropped off flowers and reachers for the residents. I hate to admit that it took a special day like Random Acts of Kindness Day to remind me to reach out to our local nursing home and see how I can help. The senior citizens in our community laid the groundwork for the lives we live today, so I feel like we owe them our love and support, especially during tough times like the pandemic.

Before the pandemic, I tried to visit local nursing homes a few times a year, even if it was just to talk to the residents. Many residents rarely have visitors, so you can tell they really enjoy your company. Unfortunately, many local nursing homes had to quit allowing visitors and limit interaction between residents as a COVID-19 precaution. For some, the reduced social interaction led to feelings of loneliness, depression, and isolation. Although facility workers do their best to plan safe activities that boost morale, it's up to us to reach out to our local nursing homes and find ways to make sure they still feel like they have a valuable role in society.

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Topics: Seasonal

Fall Back in Love With Your Home

Posted by August on Feb 5, 2021 2:32:47 PM

I became a homeowner a little over six months ago and absolutely love it. I'm not quite sure if it's because I love my house so much or if I love the idea of actually having something of my own. However, I will say that as I'm settling into my home, I've begun to notice a few things that I will probably change in the next few years.

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Topics: Seasonal

Super Bowl Snacks

Posted by August on Jan 29, 2021 4:07:43 PM

You may not be able to have the big super bowl party like usual, but there is one festivity that you can still enjoy, the snacks. Whether or not your team wins, you'll be sure to score it big in the kitchen with these delicious recipes from Chef Jamie Daskalis, Owner of Johnny D's Waffles and Benedicts.

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Topics: Seasonal

Cold, Calculated Savings: Items to Buy in Winter

Posted by August on Jan 21, 2021 4:20:24 PM

Everyone knows the old trick of buying items on sale right after a holiday, but what about seasonal sales? Do you know which things are best to purchase during the cold winter months? Check out the blog post below from BALANCE for items that you should go ahead and check off your list during the winter, while they're typically a little cheaper.


Every December you are bombarded with suggestions (some subtle, some not-so-much) for items to buy for the holidays. But what about items to buy AFTER the holidays? If you can wait a few days or weeks, you could land yourself some outrageous deals. In fact, if a loved one wants an item on the list below, you might even want to give them a gift card and advise them to pick it up when it goes on sale. That way, they not only get what they want, but they also get more money to spend on other desired items.

Jewelry

The period between the December holidays and Valentine’s Day is slow for the bling business. In fact, if you are planning on buying your significant other some adornment for Valentine’s Day, the prices in early January could be drastically different from what they will be a month later.

Two wheels and a seat

If you are in a cold weather part of the country, folks in your area don’t think of winter as the best time to ride with the wind in their face. As a result, they tend to not buy their new wheels then. Retailers know this and are desperate to move motorcycles and bicycles after the holidays. If you were planning on getting a set of wheels, look for special sales and other deals in the first part of the year.

A house

It’s almost an iron-clad guarantee: if there’s enjoyable or rewarding activity that you really wouldn’t want to do in winter, you can score a deal on it during January or February. That goes for buying a home too. Most people don’t want to scrape aside snow to get a closer look at a patio or deck. If you can find a property that has already been on the market for a few months and doesn’t look to be going anytime soon, you might be able to get the seller to accept a low-ball offer.

Video games

Games have become a hugely popular holiday gift request for people of all ages. Retailers know this, filling their prices with helium to see how high people will jump to catch them. After the holiday a lot of the price inflation has leaked out and the cost comes back down to earth, perhaps even at the lowest level of the year.

Cameras

The big electronics trade shows happen in January and February, which means new camera models are unveiled. If you can wait until after these shows are over, you can get a perfectly fine “old” model at a great bargain.

Things for next winter

Whether it’s holiday decorations or winter clothes, the “Stock-up and Stash” approach can save you a bundle, if you’ve got the room. However, avoid paying $100 per month for a storage locker so you can provide a home for your “deals.”

A vehicle

Usually by January the newer model of most every vehicle has been out for a few months and dealerships are trying to push out the last of the “old” models from their stock to make room for the new fleet.  They need to sell, so sharpen your negotiating skills!

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Topics: Seasonal

Santa's Christmas Cookie Recipes

Posted by August on Dec 24, 2020 11:52:52 AM

Can you believe it's already Christmas Eve? I feel like there are still so many things left to do. Luckily, I was able to cross baking cookies for Santa off of my to-do list last night. Growing up, we'd make a big batch of Christmas cookies a day or two before Christmas to take to different Christmas gatherings, and we would always save a few to set out for Santa. Santa wasn't the only one who got a treat; we always made sure to leave carrots for the reindeer too! We may have even left carrots for Santa instead of cookies a few years because my mom insisted that Santa was dieting.

This year, I requested cookie recipes from Carolina Trust employees so that Santa could have a new variety. I'm not going to lie this close to Christmas, I may have snuck a few cookies, but they were specifically for taste testing purposing. I wouldn't want to give Santa a nasty cookie. He would put me on the naughty list for sure!

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Topics: Home, Life & School, Seasonal

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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