I recently found myself on the hunt for a new vehicle, meaning I needed to find a new car loan as well. I used some of the tips from the BALANCE blog below to help me find the best vehicle financing deal and figured they might be a good resource for someone else in the same boat.
Winter has abundant opportunities for outdoor family fun. But with limited daylight and stretches of severe weather, how do you keep your kiddos entertained when going outside isn’t an option? It’s a tricky question for parents on a budget—you can’t just take your little ones to the movies day after day.
Fortunately, children have an unlimited imagination that can fuel a full day of fun. So flex your creative muscle, and keep them occupied indoors with these activities:
Build a cushion/pillow fort
Kids love to build, so encourage them to take the cushions from your couch and create their special fortress. They can build different rooms for each person in your family and even reinforce the perimeter against all enemies with extra pillows from their beds!
Have a dance party
Do your children bounce off the walls after being cooped inside on a snow day? A dance party is an excellent way for them to burn excess energy. Designate one area as the dance floor, and have them pick some kid-friendly upbeat music. For a twist, they can even challenge each other to dance-offs.
Work on a puzzle
Puzzles are perfect for kids on days when they’re stranded inside. Depending on their age, they may even be able to stay focused on large puzzles, potentially keeping them busy for hours.
Make a movie
While children may be more familiar with online videos than feature films these days, they can easily pass the time by making their own movies. Using your phone or another camera with video capability, encourage them to write a script, choose costumes, and act out the characters. Most smartphones even have basic editing tools as well.
Bake with your kids
If you have a knack for creating sweets from scratch and need to keep your kids occupied, baking can take a bite out of a long winter afternoon. First, have them choose a treat (Cookies? Brownies? Cake?). Then, visit the store together to pick out the low-cost ingredients. Finally, incorporate them in every step of the baking process. It’s a great bonding experience, and you get to enjoy a sweet reward for your efforts when it’s over.
Take a Tropical Vacation
Not really, just pretend like you’re on one. So shut the curtains and crank up the heat; it’s summer in January! Time to pull out your swimsuits, beach towels, and sunglasses. Watch a summer movie, toss a beach ball, play island music, or have a beach towel picnic. For added fun, have a limbo contest. How low can you go?
Do a color scavenger hunt around the house.
Here’s how it works: Draw a graph, like a BINGO card, and then color each square a different color. Next, the kids have to search the house, looking for something in each color category they can add to the BINGO sheet. First, one to five in a row wins!
The blog post above was shared from BALANCE. For more information and similar resources, click here .
Topics: Personal Finance, Seasonal
Giving gifts to the ones I love is one of my favorite things about the holiday season. However, as someone who sticks to a strict monthly budget, forking out additional money for gifts during December always makes me a bit anxious. It's hard enough deciding what to get everyone, but then trying to stay within my budget while doing it adds a whole other layer to the cake.
Below are a few tips I've been using this holiday season while shopping for gifts for others, which have helped me stay within my budget and less anxious about spending.
Topics: Personal Finance, Seasonal
Creating Holiday Memories for the Kids Instead of Debt for Your Family
There’s no denying it: the season of giving is an emotional time. In fact, for most people, it’s probably the most emotional time of the year. And when kids are involved, those feelings tend to go into overdrive. Just about any expense can be rationalized because it’s being done in the spirit of creating an amazing holiday experience for the young ones.
Topics: Personal Finance, Seasonal
Last-Minute Halloween Costumes Made From Things You Already Own
In need of a Halloween Costume? Maybe you got invited to a Halloween party last minute? You've decided to test your luck and are hoping the neighbors don't think you're too old to trick-or-treat. Maybe you're like me and just waited until the last minute to grab a costume, and the store is entirely out. Either way, Halloween is here, and you have nothing to wear. Don't worry, I've put together a list of last-minute Halloween costumes made from things you probably already own.
Topics: Home, Life & School, Seasonal
For a girl like me who's obsessed with pink, there's no better month of the year than October. Not only do I love seeing things transform to my favorite color, but also being able to raise awareness for the important cause that pink stands for, Breast Cancer.
Topics: Seasonal
Tips for Decorating Your Home for Fall with Thrifted Pieces
Decorating my home for each season is one of my favorite things to get me into the spirit of the upcoming seasonal activities. Fall, in particular, is one of my favorite seasons to decorate for because it gives such warm and cozy vibes.
However, incorporating new seasonal styles and décor pieces into your home at each season change can be expensive. And, of course, with styles changing all the time, last year's trends are rarely still in style, making you feel like you have to go out and buy more to keep up.
This year, I decided to try decorating my home for fall with easy-to-find items from local thrift stores. In doing so, I found great pieces that can be reused each year and for multiple seasons, depending on how I style and mix and match them. Below are some of the items that I was on the hunt for:
Topics: Personal Finance, Seasonal
With the start of a new school year right around the corner, it's time to start filling the cart with back-to-school items. If the rows and rows of school supplies at Walmart and Target haven't already sucked you in, then Tax-Free Weekend is the perfect time to grab some of the key items on your list.
Topics: Home, Life & School, Seasonal
There is no better time of year to live at the beach than the summer. I love spending time outside by the ocean or the river and soaking up the UV rays, with sunscreen, of course.
Topics: Personal Finance, Home, Life & School, Seasonal
Flexibility, built-in vacation time, freedom—seasonal work has many natural benefits. But it also comes with its own challenges, especially in making its financial side work for you. Most of the available financial advice assumes a steady income stream each month. But that doesn’t help much if you have to plan for extended periods without a lot of cash rolling in.
Topics: Personal Finance, Seasonal
