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Dive Into a Good Book This Summer

Posted by August on Jun 4, 2021 2:43:29 PM

When I think about summer, the first thing to come to mind is vacation. As a kid, summer is when you get a break from school, go to new places, and try new things. Other than the one week of paid vacation that you worked all year to take, summer is pretty much the same as any other time of year for adults. But what if this summer, we too, could spend all summer on vacation. 

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Topics: Home, Life & School, Seasonal

3 Ways to Spread Awareness of Autism Spectrum Disorder

Posted by August on Apr 9, 2021 11:25:36 AM

Every April, bright, colorful puzzle pieces begin to appear all around us on social media, television, and storefront advertisements. World Autism Month is a great time to spread awareness for a disorder that affects so many. With 1 in 54 children being diagnosed with Autism Spectrum Disorder (ASD), it has touched most of us in one way or another.

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Topics: Home, Life & School

12 Myths About How to Get Out of Debt

Posted by Carolina Trust Federal Credit Union on Feb 5, 2021 2:10:00 PM

With the Federal Reserve reporting that Americans owe $1.021 trillion in outstanding credit card debt, having the facts about how to get out of debt has become more important than ever before. The good news is getting out of debt does not have to be as stressful, painful, or hard as you might think. Mostly, paying off debt requires focus, a changed perspective on spending, and the ability to separate the myths from the facts.

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Topics: Personal Finance, Credit Cards, Home, Life & School, Debt Consolidation

7 Quick Tips About How to Make and Follow a Monthly Budget

Posted by Carolina Trust Federal Credit Union on Feb 3, 2021 2:09:00 PM

Knowing how to make a monthly budget is the important first step to financial freedom. That means retiring comfortably, spending time with your family, and traveling like you always wanted. Monthly budgets, however, aren’t something you can set and forget about. In order to make one work for you and your family, you must always review and tweak it. To help, here are seven tips for improving your monthly budget for your family:

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Topics: Personal Finance, Credit Cards, Home, Life & School

How to Create a Budget in 5 Steps

Posted by Carolina Trust Federal Credit Union on Feb 1, 2021 2:09:00 PM

Budgets are a valuable money management tool.  Even if you’re happy with your financial health, budgets can keep you from slipping into bad habits.  They can even help you save a lot of money.  If you’re struggling to make ends meet, budgeting is an excellent way to get control of your spending.

If the word budget makes you think of never-ending columns and rows, don’t worry.  There are budgeting methods that make it easier to manage your finances once a budget template is in place.  There are even budgeting apps for your smartphone that can keep you on track. 

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Topics: Personal Finance, Home, Life & School

If You Need a Budget Follow These 5 Easy Tips to Get Started

Posted by Carolina Trust Federal Credit Union on Jan 27, 2021 2:08:00 PM

According to the American Psychological Association's survey, which measures causes of stress, money consistently lands near the top with 61% of Americans reporting money-related anxiety. The biggest factor in this stress is overspending according to CNBC Personal Finance. We worry when total expenses (amount spent monthly) exceed total income (amount made monthly), causing mounting debt. 

Create a monthly budget to ensure you do not spend more than you make in a month, forcing you to take on additional debt. 

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Topics: Personal Finance, Credit Cards, Home, Life & School

12 Ways To Save A Lot Of Money By Changing Daily, Weekly & Monthly Habits

Posted by Carolina Trust Federal Credit Union on Jan 26, 2021 2:08:00 PM

The basic idea behind putting in long work-hours is that our quality of life will improve. Maybe you pull some overtime or go above and beyond to earn a raise or promotion. Regardless of how you go about increasing your salary, there’s an expectation that bank accounts will swell, and life will get a tad easier. One of the things that hold many of us back from saving a lot of money though is controlling our spending.

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Topics: Personal Finance, Credit Cards, Home, Life & School

Top 10 Financial Planning Tips For Millennials

Posted by Carolina Trust Federal Credit Union on Jan 25, 2021 2:07:00 PM

As a millennial, you're part of a unique and special generation. You're probably at the exciting stage in life where you're just starting out or you're beginning that career climb. Undoubtedly you want to avoid some of the financial pitfalls that have befallen previous generations, but how can you do so? Read below to learn the top 10 financial tips for millennials today. 

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Topics: Personal Finance, Credit Cards, Home, Life & School

Beauty Must-Haves According to a Professional Stylist

Posted by August on Jan 15, 2021 3:19:12 PM

If you're a beauty product lover like me, you know how difficult it can be to decide which products are most essential to pack on a trip, throw in your bag for touch-ups, or get rid of when you're running out of space. Honestly, I follow the same rule for beauty products that I follow for clothes; you only get rid of them to make room for more. Luckily, I have Professional Stylist, Jaimie Maynor's help when it comes to narrowing down my must-have products.

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Topics: Home, Life & School

Make 2021 The Best Year Yet!

Posted by August on Jan 7, 2021 8:40:45 AM

 

As we're kicking off the first week of the new year, I'm sure your social media feeds are full of "New Year, New Me" posts and talk of resolutions. I'll admit, I'm guilty of picking a new year's resolution each year, and like most, I typically fall short before January is even over. 

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Topics: Home, Life & School

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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