Every April, bright, colorful puzzle pieces begin to appear all around us on social media, television, and storefront advertisements. World Autism Month is a great time to spread awareness for a disorder that affects so many. With 1 in 54 children being diagnosed with Autism Spectrum Disorder (ASD), it has touched most of us in one way or another.
Topics: Home, Life & School
12 Myths About How to Get Out of Debt
With the Federal Reserve reporting that Americans owe $1.021 trillion in outstanding credit card debt, having the facts about how to get out of debt has become more important than ever before. The good news is getting out of debt does not have to be as stressful, painful, or hard as you might think. Mostly, paying off debt requires focus, a changed perspective on spending, and the ability to separate the myths from the facts.
Topics: Personal Finance, Credit Cards, Home, Life & School, Debt Consolidation
7 Quick Tips About How to Make and Follow a Monthly Budget
Knowing how to make a monthly budget is the important first step to financial freedom. That means retiring comfortably, spending time with your family, and traveling like you always wanted. Monthly budgets, however, aren’t something you can set and forget about. In order to make one work for you and your family, you must always review and tweak it. To help, here are seven tips for improving your monthly budget for your family:
Topics: Personal Finance, Credit Cards, Home, Life & School
How to Create a Budget in 5 Steps
Budgets are a valuable money management tool. Even if you’re happy with your financial health, budgets can keep you from slipping into bad habits. They can even help you save a lot of money. If you’re struggling to make ends meet, budgeting is an excellent way to get control of your spending.
If the word budget makes you think of never-ending columns and rows, don’t worry. There are budgeting methods that make it easier to manage your finances once a budget template is in place. There are even budgeting apps for your smartphone that can keep you on track.
Topics: Personal Finance, Home, Life & School
If You Need a Budget Follow These 5 Easy Tips to Get Started
According to the American Psychological Association's survey, which measures causes of stress, money consistently lands near the top with 61% of Americans reporting money-related anxiety. The biggest factor in this stress is overspending according to CNBC Personal Finance. We worry when total expenses (amount spent monthly) exceed total income (amount made monthly), causing mounting debt.
Create a monthly budget to ensure you do not spend more than you make in a month, forcing you to take on additional debt.
Topics: Personal Finance, Credit Cards, Home, Life & School
12 Ways To Save A Lot Of Money By Changing Daily, Weekly & Monthly Habits
The basic idea behind putting in long work-hours is that our quality of life will improve. Maybe you pull some overtime or go above and beyond to earn a raise or promotion. Regardless of how you go about increasing your salary, there’s an expectation that bank accounts will swell, and life will get a tad easier. One of the things that hold many of us back from saving a lot of money though is controlling our spending.
Topics: Personal Finance, Credit Cards, Home, Life & School
Top 10 Financial Planning Tips For Millennials
As a millennial, you're part of a unique and special generation. You're probably at the exciting stage in life where you're just starting out or you're beginning that career climb. Undoubtedly you want to avoid some of the financial pitfalls that have befallen previous generations, but how can you do so? Read below to learn the top 10 financial tips for millennials today.
Topics: Personal Finance, Credit Cards, Home, Life & School
If you're a beauty product lover like me, you know how difficult it can be to decide which products are most essential to pack on a trip, throw in your bag for touch-ups, or get rid of when you're running out of space. Honestly, I follow the same rule for beauty products that I follow for clothes; you only get rid of them to make room for more. Luckily, I have Professional Stylist, Jaimie Maynor's help when it comes to narrowing down my must-have products.
Topics: Home, Life & School
As we're kicking off the first week of the new year, I'm sure your social media feeds are full of "New Year, New Me" posts and talk of resolutions. I'll admit, I'm guilty of picking a new year's resolution each year, and like most, I typically fall short before January is even over.
Topics: Home, Life & School
Here's to us, we made it through the holidays! Although the holidays are my favorite time of year, I always feel like I need a vacation afterward. Unfortunately for me, there's rarely any vacation change to spare after buying gifts for all my loved ones. However, I'm so thankful that I could gift my loved ones with unique presents from some of my favorite local businesses and have the opportunity to gift one lucky winner with a prize pack from these great stores.
Topics: Home, Life & School