As we transition from beaches and flip flops to pumpkin spice and falling leaves, it’s time to start planning for the winter holiday season. These plans may include a celebration, shared feasts, and gifts. Though the reason for celebrations varies, one thing that remains common is the cost. Here are a few planning tips that can help ensure the holidays don’t cause more debt than memories.

With the Federal Reserve reporting that Americans owe $1.021 trillion in outstanding credit card debt, having the facts about how to get out of debt has become more important than ever before. The good news is getting out of debt does not have to be as stressful, painful, or hard as you might think. Mostly, paying off debt requires focus, a changed perspective on spending, and the ability to separate the myths from the facts.

How Does a Home Equity Loan Work?

If you’re looking for a way to deal with debt that is both flexible and affordable, a home equity loan may be a good solution. For homeowners who have built up some equity in their homes, this type of loan allows them to borrow from the accumulated equity and use it to pay down high-interest debt. Here’s a closer look at how home equity loans work, and when they work well for debt consolidation.

In need of a Halloween Costume? Maybe you got invited to a Halloween party last minute? You've decided to test your luck and are hoping the neighbors don't think you're too old to trick-or-treat. Maybe you're like me and just waited until the last minute to grab a costume, and the store is entirely out. Either way, Halloween is here, and you have nothing to wear. Don't worry, I've put together a list of last-minute Halloween costumes made from things you probably already own.

If you are thinking about refinancing your mortgage, then you know that this is a great way to save money on your monthly payment, shorten the term of your loan, or tap into the equity of your home for a home improvement project. At the same time, refinancing is like taking out a new home loan. For this reason, you need to know what to expect. There are a few tips that you should follow to make it easier for you to refinance successfully.

For a girl like me who's obsessed with pink, there's no better month of the year than October. Not only do I love seeing things transform to my favorite color, but also being able to raise awareness for the important cause that pink stands for, Breast Cancer.