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Tips on How to Splurge and Still Achieve Your Financial Goals

Posted by August on Mar 10, 2023 11:10:53 AM

No matter how hard I try to focus on making the most of my money by saving or investing it, I also work hard for it, so it's only natural to want to spend it how I want to. Although it seems a bit counterintuitive to splurge, doing so in a budgeted way may help you in the long run. 

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Topics: Personal Finance

How to Create a Home Renovation Budget for Your Home Improvement

Posted by Carolina Trust Federal Credit Union on Mar 1, 2023 7:00:00 AM

You probably won’t be deciding where in your community the schools or shopping centers will be built. Similarly, you likely can’t exert power over whether or not your neighbors maintain their homes or beautify their lots. In short, you can’t always control the external factors that determine your home’s value. But you can control the general attractiveness of your own home.

Home improvement projects can be a tremendous tool for increasing the value of your home. However, given the size and relative complexity of these projects, it is very easy for the cost to quickly spiral out of control. That’s why it’s so important to establish a budget for the project before it begins and to do everything you can to adhere to that plan.
Here are some constructive tips for building the best possible home improvement budget.

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Topics: Home Improvement Loans

Looking to Jump-Start or Grow Your Savings?

Posted by August on Feb 27, 2023 4:31:11 PM

America Saves Week is an annual celebration and a call to action for Americans to commit to saving successfully. Over the past few years, America Saves has been exploring what it means to be financially confident. Financial confidence is inclusive in that it recognizes that Savers have unique circumstances. Even if you are in a scenario that makes it difficult or impossible to save at this moment — you are committed to doing the work, taking control of your finances, and becoming more financially stable. 

In honor of America Saves Week, I wanted to share this exclusive Financial Friday segment where Carolina Trust Chief Operations Officer, Christina Naylor shares some saving tips and tools with me on how to jump-start your savings and grow your wealth once you've developed healthy savings habits.

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Topics: Home, Life & School, Seasonal

Avoid These Tax Blunders

Posted by August on Feb 16, 2023 4:01:20 PM

It's that time of year again; W2s are rolling in, tax professionals are gearing up, and your mind is already swirling with ways to spend your tax refund check. Before getting too excited and seeing dollar signs, check out this BALANCE blog post for common tax blunders you should try to avoid. 

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Topics: Seasonal

Super Bowl Themed Snack Idea

Posted by August on Feb 8, 2023 1:45:19 PM

With the big game this weekend, there's one big question on everyone's mind; what snacks are you making? If you're like me, you're probably on the hunt for a delicious treat that's also budget-friendly. 

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Topics: Seasonal

Ways to Get More Involved in the Community

Posted by August on Feb 2, 2023 12:17:05 PM

Working for a company that has been serving our local community since 1958 instilled a desire in me to strengthen my ties within the community. As someone who grew up in a small town and was extremely involved, I knew I would have to find ways to become involved here to make the Grand Strand feel like my home. 

At the start of 2022, I started researching different organizations I could get involved in that shared a mission I supported. Between networking, leadership, non-profit, and small business organizations, I have certainly found ways to fill up my plate. Below are some different ways I've rooted myself in our community and how I took the leap to get involved.

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Topics: Home, Life & School

Stop These Scams Cold in Their Tracks: Part Two

Posted by August on Jan 23, 2023 12:27:36 PM

Scams are a constant concern in the world we live in today. With methods of consumer spending and financial management ever-changing, scammers have created more ways than imaginable to try to scam innocent people. In this two-part blog series, we'll go over a few of the most common scams that you should avoid. Click here to visit our fraud prevention resources page, where you can get additional information on how to protect yourself from scammers. 

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Topics: Personal Finance, Identity Protection & Security

Stop These Scams Cold in Their Tracks: Part One

Posted by August on Jan 19, 2023 1:29:44 PM

Scams are a constant concern in the world we live in today. With methods of consumer spending and financial management ever-changing, scammers have created more ways than imaginable to try to scam innocent people. In this two-part blog series, we'll go over a few of the most common scams that you should avoid. Click here to visit our fraud prevention resources page, where you can get additional information on how to protect yourself from scammers. 

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Topics: Personal Finance

Visualize Yourself Achieving Your 2023 Goals with a Vision Board

Posted by August on Jan 13, 2023 10:28:25 AM

Did you make any new year's resolutions for 2023? Have you done a good job of sticking to them thus far? If you haven't set any goals for the new year or are struggling to live out the action steps to achieve the goals you set, I encourage you to make a vision board and write your goals down.

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Topics: Personal Finance

Fighting Inflation at the Grocery Store

Posted by August on Jan 6, 2023 10:11:53 AM

The beginning of a new year is the perfect time to set goals and resolutions for change. Two common goals that folks have each year are saving money and eating healthier. With the cost of food and other goods rising at the grocery store, it can make these two resolutions a bit contradictory.

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Topics: Personal Finance

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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