It's that time of year again; W2s are rolling in, tax professionals are gearing up, and your mind is already swirling with ways to spend your tax refund check. Before getting too excited and seeing dollar signs, check out this BALANCE blog post for common tax blunders you should try to avoid. 

With the big game this weekend, there's one big question on everyone's mind; what snacks are you making? If you're like me, you're probably on the hunt for a delicious treat that's also budget-friendly. 

Working for a company that has been serving our local community since 1958 instilled a desire in me to strengthen my ties within the community. As someone who grew up in a small town and was extremely involved, I knew I would have to find ways to become involved here to make the Grand Strand feel like my home. 

At the start of 2022, I started researching different organizations I could get involved in that shared a mission I supported. Between networking, leadership, non-profit, and small business organizations, I have certainly found ways to fill up my plate. Below are some different ways I've rooted myself in our community and how I took the leap to get involved.

Scams are a constant concern in the world we live in today. With methods of consumer spending and financial management ever-changing, scammers have created more ways than imaginable to try to scam innocent people. In this two-part blog series, we'll go over a few of the most common scams that you should avoid. Click here to visit our fraud prevention resources page, where you can get additional information on how to protect yourself from scammers. 

Scams are a constant concern in the world we live in today. With methods of consumer spending and financial management ever-changing, scammers have created more ways than imaginable to try to scam innocent people. In this two-part blog series, we'll go over a few of the most common scams that you should avoid. Click here to visit our fraud prevention resources page, where you can get additional information on how to protect yourself from scammers. 

Did you make any new year's resolutions for 2023? Have you done a good job of sticking to them thus far? If you haven't set any goals for the new year or are struggling to live out the action steps to achieve the goals you set, I encourage you to make a vision board and write your goals down.

The beginning of a new year is the perfect time to set goals and resolutions for change. Two common goals that folks have each year are saving money and eating healthier. With the cost of food and other goods rising at the grocery store, it can make these two resolutions a bit contradictory.

If you've been looking to make positive changes in your life or just looking for a fresh start, there's no better time than the beginning of a new year. Starting now, you have 365 days to make changes in your life and work towards new goals. I encourage you to reflect this week about areas of your life that you want to improve and set attainable goals to make positive changes.

If you're looking to improve your physical or financial health in 2023, check out the Financial Friday Community Panel segment below, where I was joined by special guests Dr. Kevin M. Satelle MD, Physician at Rapid Weight Loss and Esthetics Center and Christina Naylor, Chief Operation Officer at Carolina Trust Federal Credit Union to talk about creating healthy lifestyle habits for the upcoming year.

Can you believe it's almost Christmas? I feel like there are still so many things left to do. Luckily, I was able to cross baking cookies for Santa off of my to-do list last night. Growing up, we'd make a big batch of Christmas cookies a day or two before Christmas to take to different Christmas gatherings, and we would always save a few to set out for Santa. Santa wasn't the only one who got a treat; we always made sure to leave carrots for the reindeer too! We may have even left carrots for Santa instead of cookies a few years because my mom insisted that Santa was dieting.

This year, I took home a few recipes from the Carolina Trust Employee Cookie Exchange, so that Santa could have a new variety. I'm not going to lie this close to Christmas, I may have snuck a few cookies, but they were specifically for taste testing purposing. I wouldn't want to give Santa a nasty cookie. He would put me on the naughty list for sure!

Giving gifts to the ones I love is one of my favorite things about the holiday season. However, as someone who sticks to a strict monthly budget, forking out additional money for gifts during December always makes me a bit anxious. It's hard enough deciding what to get everyone, but then trying to stay within my budget while doing it adds a whole other layer to the cake.

Below are a few tips I've been using this holiday season while shopping for gifts for others, which have helped me stay within my budget and less anxious about spending.