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Women and Money: Taking the "Sting" Out of "Investing"

Posted by August on Mar 14, 2024 11:38:51 AM

With March being women's month, it's the perfect time to talk about the importance of educating women about finances. Although our society has come a long way in achieving gender equality, the financial world still tends to be primarily a man's game, and it's time that changed!

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Topics: Personal Finance

Women and Money: Take Control Over Your Financial Life

Posted by August on Mar 8, 2024 2:10:13 PM

With March being women's month, it's the perfect time to talk about the importance of educating women about finances. Although our society has come a long way in achieving gender equality, the financial world still tends to be primarily a man's game, and it's time that changed!

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Topics: Personal Finance

Buy Now, Pay Later of Buy Now, Pain Later: Take This Quiz and Find Out

Posted by August on Feb 15, 2024 9:53:57 AM

Airfare to air fryers. Thai food to tie clips. Memorabilia to memory foam. You can purchase just about anything these days with a buy now, pay later (BNPL) plan. In 2022 alone, consumers in the US bought around $250 billion in goods using BNPLs. The allure of making a small initial payment and splitting the remaining obligation into a series of automatic withdrawals is undeniable. The question remains: Is this a smart way to gain spending flexibility or a tool rife for accumulating bad debt?

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Topics: Personal Finance

The 2x2 System: A Yearly Financial Wellness Calendar

Posted by August on Jan 25, 2024 2:41:40 PM

The Why
You know it’s coming. Without fail, it happens every year in late December and spills over well into January. Call it the Raging River of Resolutions or the Betterment Blitz. Whatever name you use, you surely know the feeling of being bombarded with self-empowerment content and ads for ways to make the upcoming year better than the one before.

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Topics: Personal Finance, Seasonal

The Freedom 30: A Year-Long System for Financial Goal Achievement

Posted by August on Jan 18, 2024 5:16:17 PM

If you look around the internet, you’ll find many quotes about dreams and goals and what it takes to get there. You don’t have to search hard to find boatloads of people who think they’ve drilled down to the one secret ingredient to achieving all your ambitions in life, whether that key element is passion, determination, planning, or something else.

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Topics: Personal Finance, Seasonal

Set Goals for 2024 with a Vision Board

Posted by August on Jan 11, 2024 9:29:28 AM

Did you make any new year's resolutions for 2024? Have you done a good job of sticking to them thus far? If you haven't set any goals for the new year or are struggling to live out the action steps to achieve the goals you set, I encourage you to make a vision board and write your goals down.

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Topics: Personal Finance

Shop Small Saturday

Posted by August on Nov 20, 2023 4:08:15 PM

With the holidays right around the corner, you've probably started making your shopping list and scouring through sales ads for all of the best Black Friday and Cyber Monday deals. Although you could quickly load up your Amazon cart with all the gifts on your list, I would encourage you to look into local businesses as an alternative.

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Topics: Personal Finance, Seasonal

Great Ways to Save Money Every Day of the Month

Posted by August on Nov 2, 2023 12:53:09 PM

As we kick off a new month before the holiday season, you may be looking for ways to make or save a little more money than usual for upcoming expenses. Check out the blog post below for ways to save every day so that come December, you have a little extra to spend during the holidays. 

And after the holiday season is over, check into our Christmas Club Account for great savings options for next year. 

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Topics: Personal Finance, Seasonal

Looking for Pumpkins?

Posted by August on Oct 19, 2023 10:58:47 AM

It's officially pumpkin season! Pumpkins make the perfect fall decor, and who doesn't love carving/painting them for Halloween fun? However, with the South Carolina heat, you almost have to wait until later on in the season to run out and grab those pumpkins, or you'll end up with a rotten mess (yuck). But now that temperatures are starting to cool down and Halloween is right around the corner, it is full steam ahead for pumpkin patches. 

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Topics: Personal Finance, Seasonal

What You Need to Know About the New SAVE Plan for Student Loans

Posted by August on Oct 12, 2023 5:29:24 PM

The Biden administration announced the Saving on a Valuable Education (SAVE) Plan in June 2023. The plan will put monthly payments at $0 for many borrowers and save others up to $1,000 monthly. Here’s how to know if you’re eligible and what to do if you are.

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Topics: Personal Finance, Home, Life & School

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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