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Local Nursery vs. Big Box Store: Where Should You Buy Your Plants?

Posted by August on Apr 2, 2026 12:21:11 PM

 If you’ve ever picked up plants while running errands at a big box store like Lowe’s, you’re not alone. It’s convenient, quick, and often feels budget-friendly. But if you’ve also spent time at a local nursery, you know it’s a very different experience. Where you buy your plants can impact not just how they look the day you bring them home, but how well they actually grow. 

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Topics: Personal Finance, Seasonal

Refreshing Your Home for Spring Without Overspending

Posted by August on Mar 26, 2026 3:03:58 PM

There’s something about spring that makes everything feel new again. The weather warms up, the days get longer, and suddenly you start noticing all the little things around your home that could use some attention. The good news is, refreshing your space doesn’t have to mean a big renovation or a large budget. A few simple, affordable updates can make your home feel clean, cared for, and ready for the season.

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Topics: Personal Finance, Seasonal

Finding Your “Pot of Gold” (Without Relying on Luck)

Posted by August on Mar 19, 2026 1:50:07 PM

With St. Patrick’s Day this week, it’s hard not to think about the idea of a pot of gold at the end of the rainbow. It’s fun to imagine—something lucky, unexpected, and effortless. But when it comes to your finances, most of us would prefer something a little more dependable than luck. The good news is that building your own “pot of gold” doesn’t require perfect timing or luck. It just takes a plan and a little consistency.

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Topics: Personal Finance

Daylight Saving Time Is a Good Reminder to Check Your Finances

Posted by August on Mar 12, 2026 2:28:11 PM

When daylight saving time rolls around, most of us remember the usual checklist: change the clocks, check the batteries in the smoke detectors, and adjust to losing an hour of sleep. It’s a small seasonal reset that happens almost automatically. But it can also be a helpful reminder to check in on something else that benefits from occasional maintenance—your finances.

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Topics: Personal Finance

Girl Math vs. Real Math

Posted by August on Mar 5, 2026 9:35:46 PM

If you’ve spent time on social media lately, you’ve probably heard the phrase “girl math.” It’s the playful logic we use to justify purchases in a way that somehow feels correct in the moment. If something is on sale, we’re saving money. If we wear something enough times, the cost practically disappears. And if we return something, that money suddenly feels “free” to spend somewhere else. It’s funny because most of us recognize ourselves in it.

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Topics: Personal Finance

Marriage & Money: Conversations to Have Before You Say “I Do”

Posted by August on Feb 26, 2026 11:08:39 AM

Last November, I married my best friend. It was joyful and beautiful — but somewhere between planning the wedding and starting our life together, we had some of our most important conversations about money. Not because it’s romantic. But because it’s real.

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Topics: Personal Finance

The Real Cost of Convenience

Posted by August on Feb 20, 2026 12:46:45 PM

The grocery delivery. The $14 salad because you’re tired. The subscription you forgot about. The “buy now, pay later” because it’s only $40 today. Convenience isn’t bad. Sometimes it’s survival. It reduces friction in an already full life. But there’s a quiet cost we don’t always notice.

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Topics: Personal Finance

Wear Red, Love Your Heart ❤️

Posted by August on Feb 5, 2026 10:21:18 AM

February is all about love — flowers, candy hearts, date nights — but it’s also Heart Month, and February 6th is National Wear Red Day, which is basically your reminder to show your heart a little extra love (and maybe wear a cute red outfit while you’re at it).

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Topics: Personal Finance, Seasonal

Snow Is Coming... So Let's Talk Cozy, Budget Friendly Meals

Posted by August on Jan 30, 2026 1:02:03 PM

When snow is in the forecast, something strange happens. Grown adults suddenly feel compelled to rush the grocery store and buy every loaf of bread and gallon of milk within a 50-mile radius. Why? No one really knows. Will we be making French toast for a week straight? Possibly. Is it tradition at this point? Absolutely.

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Topics: Personal Finance, Seasonal

Six Easy Ways to Save Money Without Sacrificing Your Lifestyle

Posted by August on Jan 23, 2026 11:01:23 AM

In today’s economy, it is essential that you do what you can to save money. Many people are afraid of sacrificing the things they enjoy in order to keep more cash in their pockets. Fortunately, there are many ways that you can save money without having to give up the lifestyle you enjoy. Here is a look at some easy ways to save money without sacrifice.

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Topics: Personal Finance

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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