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Christmas in July: Why It's Never Too Early to Think About the Holidays

Posted by August on Jul 15, 2026 4:39:26 PM

I know... it's only July. The kids are still out of school, it's 95 degrees outside, and the last thing most of us are thinking about is Christmas. But between "Christmas in July" sales popping up everywhere and retailers already advertising holiday deals, it got me thinking about something else—the holidays have a funny way of arriving much faster than we expect.

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Topics: Personal Finance, Seasonal

A New Adventure Is on the Way: Preparing Financially for a Baby

Posted by August on Jul 9, 2026 4:30:53 PM

If you've followed along with my blogs for a while, you know I occasionally like to sprinkle in a little bit of my own life. So, I'm excited to finally share that my husband and I are expecting our first baby!

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Topics: Personal Finance, Home, Life & School

Your Guide to Fourth of July Fireworks Along the Grand Strand

Posted by August on Jul 3, 2026 11:57:43 AM

There's just something about the Fourth of July on the Grand Strand. Whether you're spending the day on the beach, grilling with family, or out on the boat, it always seems to end the same way—looking up at a fireworks show. One of my favorite things about living here is that you don't have to travel far to find one. From North Myrtle Beach all the way down to Georgetown, there are plenty of places to celebrate Independence Day, and many of the events are completely free.

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Topics: Personal Finance, Home, Life & School, Seasonal

Summer Sales Are Everywhere… But Are You Really Saving Money?

Posted by Carolina Trust Federal Credit Union on Jun 26, 2026 10:51:02 AM

If you've opened your email, scrolled social media, or turned on the TV lately, you've probably noticed one thing: everything is on sale. Between Prime Day, the Nordstrom Anniversary Sale, Fourth of July promotions, and countless "Christmas in July" deals, it's easy to feel like you should be shopping. Retailers know this is one of the biggest shopping seasons of the year, and they're very good at creating a sense of urgency with countdown clocks, flash sales, and "today only" pricing.

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Topics: Personal Finance, Seasonal

Hurricane Season is Here: Is Your Financial House Ready?

Posted by August on Jun 18, 2026 1:06:59 PM

Summer has officially arrived on the Grand Strand, which means beach days, boat rides, and long evenings outside. Unfortunately, it also means the start of hurricane season.

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Topics: Personal Finance, Home, Life & School, Seasonal

How to Financially Prepare Before a Natural Disaster

Posted by August on Jun 8, 2026 7:30:00 AM

Summertime has finally arrived at the grand strand, and unfortunately, hurricane season came right along with it. Living near the coast, we are in hurricane season from June 1st to November 30th. Thinking about a potential hurricane can be somewhat stressful. However, being educated and prepared can help relieve a bit of that anxiety.

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Topics: Personal Finance, Home, Life & School, Seasonal

Memorial Day Weekend on the Grand Strand: Affordable Ways to Kick Off Summer

Posted by Carolina Trust Federal Credit Union on May 18, 2026 2:35:49 PM

Memorial Day Weekend always feels like the real beginning of summer around the Grand Strand. The beaches get busier, restaurants start filling up, live music pops up everywhere, and suddenly everyone is ready to be outside again. One of my favorite things about this weekend is that there’s actually so much to do that doesn’t require spending a fortune. Between community events, local concerts, markets, and simply enjoying where we live, it’s pretty easy to have a fun weekend without turning it into an expensive one.

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Topics: Personal Finance

The “Treat Yourself” Spending Mindset — Let’s Talk About It When “Just This Once” Becomes a Habit

Posted by Carolina Trust Federal Credit Union on May 14, 2026 1:23:10 PM

We’ve all done it. A long week turns into a little online shopping, an expensive coffee run, or adding something extra to the cart because, honestly, you deserve it. And sometimes, you absolutely do. Small treats and enjoyable purchases are part of life, and not every financial decision needs to be overly restrictive.

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Topics: Personal Finance

The Real Cost of a "Busy" May (And How to Stay Ahead of It)

Posted by August on Apr 30, 2026 3:34:55 PM

May has a way of filling up quickly. One minute your calendar feels manageable, and the next it’s packed with events, travel, and celebrations. This year alone, I’ve got a Kentucky Derby party, the ONEflight Myrtle Beach Classic, my sister’s physical therapy school graduation, travel for Mother’s Day, and the CAF Gala—all things I’m genuinely excited about, but all things that come with a cost. And that’s the part we don’t always talk about: how quickly a “fun” month can also become an expensive one.

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Topics: Personal Finance

5 Real-Life Lessons for First Time Home Buyers

Posted by Carolina Trust Federal Credit Union on Apr 29, 2026 9:45:00 AM

Buying a home in the Carolinas for the first time can be an overwhelming experience. If you are a first time home buyer, remember that knowledge is power. Below, we present 5 key lessons to remember as you start shopping for your first house in the Carolinas.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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