If you're contemplating a car purchase, you are likely looking for ways to save. After all, spending several thousands of dollars on a vehicle is not something to do without careful thought. One way you can save is through timing your car purchase. By buying your car and getting a car loan at the right time, you can save substantially. Here are the secrets to helping you save through proper timing on your car purchase.
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Carolina Trust Federal Credit Union
Recent Posts
Our Top Tips to Determine the Best Times of the Year to Buy a Car and Get a Car Loan
Topics: Personal Finance, Auto Loans & Car Buying, Seasonal
MSRP Meaning - Why MSRP Is NOT the Final Price for Cars
When you head to a car dealership and start looking at the window sticker for cars that catch your eye, you may be confused by the many different prices you see listed. One of those, the MSRP, is an important figure for your future car purchase negotiations.
Topics: Auto Loans & Car Buying
4 Tips You Should Know When Using an Auto Loan Calculator
Here's How to Make Sure You Don't Overpay for Your Car and Car Loan
Everyone wants to get the best price on their next car purchase. Finding a car with the right price is the first step, but you'll also need to carefully consider your loan. An auto loan calculator is a helpful tool to use as you analyze car loans. This tool allows you to input the vehicle's price, loan term, and interest rate, as well as other fees and costs, to see both the monthly payment and total cost of the loan over its lifetime. By using it well, you can avoid overpaying not only for the car itself, but also for the loan. If you've never used an auto loan calculator before, these tips will help you make the most out of this tool.
Topics: Personal Finance, Auto Loans & Car Buying
What to Look for When Buying a House in a Hot Market
The surging real estate market shows no signs of slowing down, and that creates opportunities and challenges for buyers.
Topics: Personal Finance, Real Estate & Home Buying, Home Loans
Top Mistakes to Avoid When Shopping for a First Mortgage
Buying your first home is an exciting time full of many emotions. You are ready to strike out on your own and become a homeowner! This time is also full of lots of important information, and sometimes you can feel a little overwhelmed.
Topics: Personal Finance, Real Estate & Home Buying, Home Loans
How Much House Can I Afford? 5 Steps to Ensure You Don't Overspend
You have been saving and planning, and now it is finally time to start shopping for your first home! We are thrilled for you! But before you hit the real estate listings or start interviewing agents, you have a little math to do.
Topics: Personal Finance, Real Estate & Home Buying, Home Loans
5 Dos & Dont's - How to Get Approved for a Home Loan
Buying your first home doesn't have to be a terrifying experience. Surprisingly, however, that's how many perspective homeowners view the process. According to Nerdwallet, millennials, especially, are hesitant to enter into the home-buying arena, even though they'd like to become homeowners and see the value of buying over renting. Most feel they don't yet make enough money to foot a monthly mortgage.
Topics: Real Estate & Home Buying, Home Loans
14 Common Misconceptions about Buying a Home
Whether you plan to one day purchase your home or are already shopping around your local housing market, buying a home is a monumental step. It's a decision you want to get right because making the wrong choice when buying a home can cost you big time. Make the best decisions with your first or next mortgage loan by putting these home-buying myths to rest before you sign loan documents.
Topics: Real Estate & Home Buying
The Pros and Cons of Unsecured Loans
There are a variety of different types of loans available to borrowers today. Unfortunately, since the circumstances and individual consumer need varies so greatly – there is not a one size fits all solution when it comes to unsecured loans.
Topics: Personal Finance, Personal Loans
3 Ways Personal Loans Can Improve Your Credit Score
When hard-working community members suffer financial hardships or lack cash-on-hand resources, Personal Loans remain a go-to solution. Personal Loans, also known as Unsecured Loans, can be put to work resolving the little curves life throws at all of us. But one of the things that makes some responsible people apprehensive about applying is that they believe a loan could lower their credit score. When the repayment process is managed well, taking out a Personal Loan can actually improve your credit score. If that seems counterintuitive, consider the following.
Topics: Personal Finance, Credit Building, Personal Loans