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Carolina Trust Federal Credit Union

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Buying Your First Home? How to Pick the Best Neighborhood for You!

Posted by Carolina Trust Federal Credit Union on Jan 18, 2022 4:30:00 PM

Finding and buying your first home is one of life’s adventures. For first time home buyers, a first home is an excellent financial investment that offers an empty canvas of possibility. Yet what many forget with their first home purchase is that your home, unless it is in the middle of the country, also comes with a neighborhood. As you shop for your first home, you are also shopping for your first neighborhood, and you need to consider the location carefully.

Here are some considerations that can help you choose the right neighborhood when you are buying your first home.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

8 Things Every First Time Car Buyer Should Know

Posted by Carolina Trust Federal Credit Union on Jan 13, 2022 2:45:00 PM

Congrats! Buying your first car is an exciting and rewarding experience. But while it may be tons of fun, there are some things that you must know as a first time car buyer to ensure that you choose the right vehicle for your needs and budget. Here are some first time car buyer tips to ensure your success.

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Topics: Personal Finance, Auto Loans & Car Buying

12 Do's and Don'ts for a Successful First Time Home Buyer

Posted by Carolina Trust Federal Credit Union on Jan 10, 2022 9:30:00 AM

The process of shopping for a home, negotiating a purchase price, applying for a loan, and closing a mortgage loan can be daunting and complicated for even a seasoned home buyer. As a first time home buyer, everything about the process is new and unfamiliar. While your mortgage lender and local credit counselors can help you navigate the path to homeownership, the following do's and don'ts will help you avoid some of the more common mistakes and oversights that can trip you up on your way to buying your first home.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

7 Common Misconceptions About How To Get An Auto Loan

Posted by Carolina Trust Federal Credit Union on Jan 7, 2022 9:52:00 AM

You should never believe everything you hear, especially when it comes to auto loans. Misinformation about how to get an auto loan has spread and become common misconceptions. These misconceptions can lead people in the wrong direction when pursuing an auto loan.

It’s more important than ever before to know the facts about how to get an auto loan. We’re about to break down the biggest misconceptions that accompany getting an auto loan. It’s time for you to learn the truth.

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Topics: Personal Finance, Auto Loans & Car Buying

How to Buy A House In the Carolinas With Little or Zero Money Down

Posted by Carolina Trust Federal Credit Union on Jan 4, 2022 9:37:00 AM

Buying a house is exciting. Alongside the thrill of house hunting comes the anxiety of the unknown. Knowing how to buy a house and find the right mortgage to make your dream a reality are valid concerns. With multiple mortgage options, how do you decide which mortgage is right for you? Although these are good questions, there are answers, and buying a house doesn’t have to be a stressful experience.

Home mortgage options vary from state to state; sometimes, different options exist at a city or county level. In the Carolinas, there are multiple options to help home buyers, including state-specific programs to help first-time home buyers find the perfect house. Some of these programs help first time home buyers afford their new home by offering little or no money down mortgage requirements.

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Topics: Personal Finance, Real Estate & Home Buying, Home Loans

What You're Missing in Your Search for the Best Car Loan Rates

Posted by Carolina Trust Federal Credit Union on Dec 29, 2021 1:47:00 PM

Here's What Will Really Help You Find the Best Car Loan and Car Loan Rates

If you're shopping for a car, chances are you're also shopping for a car loan. The interest rate on your car loan has one of the biggest impacts on the overall cost of your car. While the dealership may advertise amazing rates that seem impossible to beat, the truth is you can get a far better rate if you know how to shop. Here are some surprising secrets that will help you get a great rate on your car loan.

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Topics: Personal Finance, Auto Loans & Car Buying

How to Find the Best Cars and Car Loan to Finance Your Purchase

Posted by Carolina Trust Federal Credit Union on Dec 20, 2021 1:47:00 PM

Buying an automobile does not happen every day, and that adds a layer of unfamiliarity to the process. Researching the best cars available and securing a car loan presents a specific set of challenges.

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Topics: Personal Finance, Auto Loans & Car Buying

Selecting the Best Used Cars and Car Loan for You [10 Tips]

Posted by Carolina Trust Federal Credit Union on Dec 16, 2021 1:46:00 PM

Shopping for and buying used cars is not something most people do every day, which means the task can be quite daunting – especially if it's your first time trying to find the best used cars and a great car loan to go with it. To make sure you get a fair deal on the used car of your choice, prepare yourself for the search, negotiation, and financing process by considering the following used car buying tips.

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Topics: Personal Finance, Auto Loans & Car Buying

Our Top Tips to Determine the Best Times of the Year to Buy a Car and Get a Car Loan

Posted by Carolina Trust Federal Credit Union on Dec 13, 2021 1:46:00 PM

If you're contemplating a car purchase, you are likely looking for ways to save. After all, spending several thousands of dollars on a vehicle is not something to do without careful thought. One way you can save is through timing your car purchase. By buying your car and getting a car loan at the right time, you can save substantially. Here are the secrets to helping you save through proper timing on your car purchase.

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Topics: Personal Finance, Auto Loans & Car Buying, Seasonal

MSRP Meaning - Why MSRP Is NOT the Final Price for Cars

Posted by Carolina Trust Federal Credit Union on Dec 10, 2021 1:46:00 PM

When you head to a car dealership and start looking at the window sticker for cars that catch your eye, you may be confused by the many different prices you see listed. One of those, the MSRP, is an important figure for your future car purchase negotiations.

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Topics: Auto Loans & Car Buying

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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