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August

August
I'm August, the Brand Ambassador for Carolina Trust FCU. Although I'm from Virginia, I feel like SC is my adopted home because of its hometown feel. I enjoy fashion, SEC football, traveling and all things pink! I am a recent graduate of Coastal Carolina University, and I am just thrilled about my role here at the credit union.

Recent Posts

Cold, Calculated Savings: Items to Buy in Winter

Posted by August on Jan 21, 2021 4:20:24 PM

Everyone knows the old trick of buying items on sale right after a holiday, but what about seasonal sales? Do you know which things are best to purchase during the cold winter months? Check out the blog post below from BALANCE for items that you should go ahead and check off your list during the winter, while they're typically a little cheaper.


Every December you are bombarded with suggestions (some subtle, some not-so-much) for items to buy for the holidays. But what about items to buy AFTER the holidays? If you can wait a few days or weeks, you could land yourself some outrageous deals. In fact, if a loved one wants an item on the list below, you might even want to give them a gift card and advise them to pick it up when it goes on sale. That way, they not only get what they want, but they also get more money to spend on other desired items.

Jewelry

The period between the December holidays and Valentine’s Day is slow for the bling business. In fact, if you are planning on buying your significant other some adornment for Valentine’s Day, the prices in early January could be drastically different from what they will be a month later.

Two wheels and a seat

If you are in a cold weather part of the country, folks in your area don’t think of winter as the best time to ride with the wind in their face. As a result, they tend to not buy their new wheels then. Retailers know this and are desperate to move motorcycles and bicycles after the holidays. If you were planning on getting a set of wheels, look for special sales and other deals in the first part of the year.

A house

It’s almost an iron-clad guarantee: if there’s enjoyable or rewarding activity that you really wouldn’t want to do in winter, you can score a deal on it during January or February. That goes for buying a home too. Most people don’t want to scrape aside snow to get a closer look at a patio or deck. If you can find a property that has already been on the market for a few months and doesn’t look to be going anytime soon, you might be able to get the seller to accept a low-ball offer.

Video games

Games have become a hugely popular holiday gift request for people of all ages. Retailers know this, filling their prices with helium to see how high people will jump to catch them. After the holiday a lot of the price inflation has leaked out and the cost comes back down to earth, perhaps even at the lowest level of the year.

Cameras

The big electronics trade shows happen in January and February, which means new camera models are unveiled. If you can wait until after these shows are over, you can get a perfectly fine “old” model at a great bargain.

Things for next winter

Whether it’s holiday decorations or winter clothes, the “Stock-up and Stash” approach can save you a bundle, if you’ve got the room. However, avoid paying $100 per month for a storage locker so you can provide a home for your “deals.”

A vehicle

Usually by January the newer model of most every vehicle has been out for a few months and dealerships are trying to push out the last of the “old” models from their stock to make room for the new fleet.  They need to sell, so sharpen your negotiating skills!

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Topics: Seasonal

Beauty Must-Haves According to a Professional Stylist

Posted by August on Jan 15, 2021 3:19:12 PM

If you're a beauty product lover like me, you know how difficult it can be to decide which products are most essential to pack on a trip, throw in your bag for touch-ups, or get rid of when you're running out of space. Honestly, I follow the same rule for beauty products that I follow for clothes; you only get rid of them to make room for more. Luckily, I have Professional Stylist, Jaimie Maynor's help when it comes to narrowing down my must-have products.

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Topics: Home, Life & School

Make 2021 The Best Year Yet!

Posted by August on Jan 7, 2021 8:40:45 AM

 

As we're kicking off the first week of the new year, I'm sure your social media feeds are full of "New Year, New Me" posts and talk of resolutions. I'll admit, I'm guilty of picking a new year's resolution each year, and like most, I typically fall short before January is even over. 

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Topics: Home, Life & School

Always August Giveaway

Posted by August on Dec 30, 2020 10:06:11 AM

Here's to us, we made it through the holidays! Although the holidays are my favorite time of year, I always feel like I need a vacation afterward. Unfortunately for me, there's rarely any vacation change to spare after buying gifts for all my loved ones. However, I'm so thankful that I could gift my loved ones with unique presents from some of my favorite local businesses and have the opportunity to gift one lucky winner with a prize pack from these great stores. 

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Topics: Home, Life & School

Santa's Christmas Cookie Recipes

Posted by August on Dec 24, 2020 11:52:52 AM

Can you believe it's already Christmas Eve? I feel like there are still so many things left to do. Luckily, I was able to cross baking cookies for Santa off of my to-do list last night. Growing up, we'd make a big batch of Christmas cookies a day or two before Christmas to take to different Christmas gatherings, and we would always save a few to set out for Santa. Santa wasn't the only one who got a treat; we always made sure to leave carrots for the reindeer too! We may have even left carrots for Santa instead of cookies a few years because my mom insisted that Santa was dieting.

This year, I requested cookie recipes from Carolina Trust employees so that Santa could have a new variety. I'm not going to lie this close to Christmas, I may have snuck a few cookies, but they were specifically for taste testing purposing. I wouldn't want to give Santa a nasty cookie. He would put me on the naughty list for sure!

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Topics: Home, Life & School, Seasonal

In Memory of Roosevelt Scott

Posted by August on Dec 17, 2020 2:33:06 PM

Our thoughts are with the family of Mr. Roosevelt Scott, who passed away on Thursday, December 10th.

Mr. Scott was such a staple to the Hemingway community in the way that he brought people together through his famous BBQ. I am so grateful for the opportunity to have met Mr. Scott over the summer for WTBW News 13 Living Local Carolina. Although we were there to try out Mr. Scott's famous BBQ, it was his personality and love for his family that made him so captivating.

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Topics: Home, Life & School

A Season of Giving

Posted by August on Dec 11, 2020 10:55:33 AM

It's the most wonderful time of the year, well for most people anyway. For some folks, the holidays bring about a lot of added stress and financial burden, which is why it's the perfect time to give back. If you're fortunate enough to have a little extra money this year, there are lots of ways that you can help those in need. If you're not in a place to give financially, there are still many ways to give back that don't cost a dime. Either way, I guarantee that giving back to others this holiday season will help you get into the spirit and remember the true reason why we celebrate.

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Topics: Seasonal

Thank You, Selma

Posted by August on Dec 2, 2020 2:30:30 PM
Last Year, I had the opportunity to interview Carolina Trust Executive Assistant Selma Reburn for a Community Focus piece, which we featured in our monthly member newsletter, The Caroliner. Selma has been employed by Carolina Trust for 33 years and is retiring on December 2nd. I wanted to reshare Selma's community focus, to give people outside of the credit union a small glimpse at how much Selma means to us and how influential her role is here. We will miss her greatly, but the legacy that she has left at the credit union will always remain.
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Topics: Home, Life & School

Support a Small Business, Shop Local

Posted by August on Nov 27, 2020 9:55:23 AM

With the holidays right around the corner, I'm sure you've made your shopping list and checked it twice. You might've even scoured your favorite retailers or my latest blog post to see if you can score any of the items on your list for a great deal on Black Friday. Although sometimes it's easy to load up your Amazon cart with everything you need and have it on your doorstep in two days, I would encourage you to look into local businesses as an alternative for some of your gifts this year.

The government shut down hit everyone pretty hard this year, but especially small businesses. Many small business owners rely on customers coming in day after day to stay afloat. They don't have stockholders or investors to help support them when hard times come along. They depend on you and me, their friends and neighbors, to see the hard work that goes into their business and choose to shop locally.

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Topics: Seasonal

The Best of Black Friday

Posted by August on Nov 20, 2020 4:39:27 PM

We're officially a week away from the biggest shopping day of the year, Black Friday. Like most things in 2020, Black Friday may look a little different this year than what you're used to. If you're one of those people who likes to get a head start on holiday shopping after finishing up your Thanksgiving dinner, you may be out of luck this year. Many major retailers have decided to kick the usual holiday tradition of opening on Thanksgiving night and instead will remain closed until Friday morning (ex: Walmart, Target, Best Buy.) However, to offset the COVID-19 retail restrictions, you're more likely to see stores offer Black Friday promotions all-week long or run major sales online to provide customers their Black Friday Shopping experience in a safer way.

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Topics: Seasonal

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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