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August

August
I'm August, the Brand Ambassador for Carolina Trust FCU. Although I'm from Virginia, I feel like SC is my adopted home because of its hometown feel. I enjoy fashion, SEC football, traveling and all things pink! I am a recent graduate of Coastal Carolina University, and I am just thrilled about my role here at the credit union.

Recent Posts

Creating Habits, Not Resolutions

Posted by August on Jan 5, 2024 2:44:08 PM

The start of a new year is sort of like a fresh slate, prompting lots of people to set New Year's resolutions. Some of the most common resolutions are eating healthier, becoming more physically active, saving money, improving personal relationships, learning a new hobby or skill, reading more, etc. 

However, others avoid making resolutions altogether because they never stick to them or get the results they're looking for. You know, the folks who say things like "I always break my resolutions" and "I always give up by mid-January."

One reason New Year's resolutions are so difficult to keep is that they require you to change. Change is hard, and people tend to resist it because it involves a lot of work, willpower, and motivation to do things differently than you have in the past. It's a lot easier just to keep things as they are, especially if you don't have a plan of action with detailed steps on how you're going to make a change.

Whether you call your personal goals New Year's resolutions or not, there is a better way to achieve them: creating good habits. When your actions become a habit, you don't have to remember when, where, why, or how to do them. They just get done because they become part of your daily routine.

Remember, habits- good or bad- result from small decisions we make over time. Our lives today (e.g., finances, health, career achievements) reflect our past habits. To make personal changes, focus on creating habits and routines. Decide now who you want to be next year and prove it to yourself every day by creating lasting habits that make positive changes in your life.

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Topics: Personal Finance, Seasonal

Myrtle Beach Bowl

Posted by August on Dec 14, 2023 2:06:02 PM

All year long, we've been gearing up for the 4th Annual Myrtle Beach Bowl Game, which will be held this Saturday, December 16th. Now that Bowl Week has officially arrived, we've been booked and busy with pre-game events. 

Carolina Trust has been a proud sponsor of the Myrtle Beach Bowl since the inaugural game in 2020. This postseason competition features matchups from three conference partners – Conference USA, Mid-American Conference (MAC), and Sun Belt Conference. This year, Ohio University and Georgia Southern University have been selected as the two teams facing off at Brooks Stadium. 

We recently had Rachel Quigley, Executive Director of the Myrtle Beach Bowl, and Dale Steele, Myrtle Beach Bowl Advisor, on a Living Local Carolina Financial Friday Community Panel segment to talk about the upcoming game. Check out the segment below!

Click here for additional information about the Myrtle Beach Bowl and Carolina Trust's partnership. 

 

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Topics: Home, Life & School

Seasonal Scams to Avoid Through the Holidays

Posted by August on Dec 8, 2023 8:01:31 AM

The holidays are always one of the busiest times of year for me. I typically get caught up in the hustle and bustle of the holiday season and wait until the very last minute to get everything done. By the time I get around to buying gifts for loved ones and giving to holiday charities, I'm in a total rush.

Last-minute shoppers like me are a dream for holiday scammers. The Grinch isn't the only one trying to steal this Christmas, so check out the BALANCE blog below for a few tips and tricks to avoid seasonal scams during the holidays.

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Topics: Identity Protection & Security, Seasonal

Get Creative! Ways to Lower Your Holiday Spending!

Posted by August on Dec 1, 2023 11:07:41 AM

Holiday spending is often a budget-buster. The expenses can be numerous: presents, wrapping paper, cards, decorations, food, and travel, to name a few. Yet very few people have unlimited holiday spending capabilities. If you don’t have the funds to buy everything you want, there’s no need to despair. A little bit of creativity and energy can get you through the holidays without draining your wallet.

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Topics: Seasonal

Shop Small Saturday

Posted by August on Nov 20, 2023 4:08:15 PM

With the holidays right around the corner, you've probably started making your shopping list and scouring through sales ads for all of the best Black Friday and Cyber Monday deals. Although you could quickly load up your Amazon cart with all the gifts on your list, I would encourage you to look into local businesses as an alternative.

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Topics: Personal Finance, Seasonal

Tips and Tricks for Hosting or Attending a Thanksgiving Meal

Posted by August on Nov 14, 2023 12:22:54 PM

Thanksgiving is right around the corner and, if done right, can be one of the year's best holidays. With all of the delicious food, the gathering of loved ones, and the entertainment (football and Macy's Thanksgiving Day Parade), it's a recipe for success. 

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Topics: Seasonal

Great Ways to Save Money Every Day of the Month

Posted by August on Nov 2, 2023 12:53:09 PM

As we kick off a new month before the holiday season, you may be looking for ways to make or save a little more money than usual for upcoming expenses. Check out the blog post below for ways to save every day so that come December, you have a little extra to spend during the holidays. 

And after the holiday season is over, check into our Christmas Club Account for great savings options for next year. 

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Topics: Personal Finance, Seasonal

Vlog: McLeod Health Breast Cancer Awareness Community Panel

Posted by August on Oct 26, 2023 11:38:47 AM

For the October Financial Friday Community Panel, I was honored to be joined by my President/CEO Tim Carlisle; Christina Jackson, Executive Director of the McLeod Health Foundation, and Nicole Spencer, Assistant Director of Oncology Services for McLeod Health, to talk about the McLeod Health Foundation, McLeod Health's upcoming Comprehensive Cancer Center and raise awareness for Breast Cancer.

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Looking for Pumpkins?

Posted by August on Oct 19, 2023 10:58:47 AM

It's officially pumpkin season! Pumpkins make the perfect fall decor, and who doesn't love carving/painting them for Halloween fun? However, with the South Carolina heat, you almost have to wait until later on in the season to run out and grab those pumpkins, or you'll end up with a rotten mess (yuck). But now that temperatures are starting to cool down and Halloween is right around the corner, it is full steam ahead for pumpkin patches. 

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Topics: Personal Finance, Seasonal

What You Need to Know About the New SAVE Plan for Student Loans

Posted by August on Oct 12, 2023 5:29:24 PM

The Biden administration announced the Saving on a Valuable Education (SAVE) Plan in June 2023. The plan will put monthly payments at $0 for many borrowers and save others up to $1,000 monthly. Here’s how to know if you’re eligible and what to do if you are.

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Topics: Personal Finance, Home, Life & School

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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