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August

August
I'm August, the Brand Ambassador for Carolina Trust FCU. Although I'm from Virginia, I feel like SC is my adopted home because of its hometown feel. I enjoy fashion, SEC football, traveling and all things pink! I am a recent graduate of Coastal Carolina University, and I am just thrilled about my role here at the credit union.

Recent Posts

Tips for Decorating Your Home for Fall with Thrifted Pieces

Posted by August on Sep 14, 2023 3:18:12 PM

Decorating my home for each season is one of my favorite things to get me into the spirit of the upcoming seasonal activities. Fall, in particular, is one of my favorite seasons to decorate for because it gives such warm and cozy vibes. 
However, incorporating new seasonal styles and décor pieces into your home at each season change can be expensive. And, of course, with styles changing all the time, last year's trends are rarely still in style, making you feel like you have to go out and buy more to keep up.
This year, I decided to try decorating my home for fall with easy-to-find items from local thrift stores. In doing so, I found great pieces that can be reused each year and for multiple seasons, depending on how I style and mix and match them. Below are some of the items that I was on the hunt for:

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Topics: Personal Finance, Seasonal

August's Gameday Guide

Posted by August on Sep 5, 2023 3:07:27 PM

This Saturday, the Coastal Carolina Chanticleers will kick off their 2022 football season. As an alumnus of the university and a huge college football fan, I've been waiting for this moment since our last season ended.

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Topics: Coastal Carolina University

Balancing the Sports Family Budget

Posted by August on Aug 31, 2023 12:02:14 PM

Every year when the kids head back to school, and the weather gets cooler, the south gets ready for their favorite season of the year, football season. Sports have become such an integral part of our society that I feel like our seasons of the year revolve around them; Football Season, Basketball Season, Baseball Season and Summer.

With sports playing such a huge role in people's lives, they tend to start their children in youth leagues as early as possible and fill their nights and weekends with sporting events from that time on. According to the National Council on Youth Sports, parents spend an average of $671 per year on youth sports, with 20%of parents spending over $1,000 or more per year—on each child!

The good news is parents have options when it comes to sports-related spending. Check out the BALANCE blog post below for tips on how to balance the family sports budget:

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Topics: Personal Finance

Passive Income: An Overview Part One

Posted by August on Aug 24, 2023 3:05:28 PM

The phrase “passive income” is often thrown around by people wanting to make money by teaching you ways to earn it. Because the concept is so intriguing, there are a lot of misuses and misrepresentations of the term. After all, who doesn’t want to learn how to make thousands of dollars a month without doing anything to earn it?

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Topics: Personal Finance

4 Tips to Acclimate Your Child to a New School Year from Horry County Schools' Teacher of the Year

Posted by August on Aug 8, 2023 2:05:42 PM

Preparing your child for a new school year can be difficult. Not only are there new school clothes and supplies that you have to stock up on, but meeting a new teacher and settling into a new environment can be both mentally and emotionally taxing and may require some help from you. 

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Topics: Home, Life & School

Your Safety Guide for Digital Payment Apps

Posted by August on Aug 8, 2023 1:17:29 PM

It’s a tough reality of living in a computer-driven world: scams will always find their way into popular technologies. Digital payment apps are no exception. With their use becoming increasingly a part of our everyday life, knowing the steps for safeguarding your information and maintaining control of your money is essential.

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Tax Free Weekend: How to Shop Like a Pro

Posted by August on Aug 3, 2023 11:03:14 AM

With the start of a new school year right around the corner, its time to start filling up the cart with back-to-school items. If the rows and rows of school supplies at Walmart and Target haven't already sucked you in, then Tax-Free Weekend is the perfect time to grab some of the key items that may be on your list.

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Topics: Home, Life & School, Seasonal

Back-to-School Financial Friday Community Panel Vlog

Posted by August on Jul 28, 2023 10:15:38 AM

With back-to-school time right around the corner, I was joined on the July Financial Friday Community Panel by Local Civic Leader Fred Nesta to talk about his partnered Back-To-School drive and Horry County School's Teacher of the Year, Emma Lyn Cain, to give parents and students advice for starting a new school year. 

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Topics: Home, Life & School

Ten Tips for Saving Money on Your Electricity Bill

Posted by August on Jul 20, 2023 12:01:15 PM

With the extreme temperatures and sweltering heat we've been having, you may have been spending a lot more time indoors the past few weeks with the A/C cranked up. Although this is a great way to beat the heat, it's a surefire way to break the bank. 

Below are ten helpful tips to help you reduce electricity costs, even in the hot summer months:

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Topics: Personal Finance

Slam the Door on these Home Warranty Scams

Posted by August on Jul 13, 2023 10:31:21 AM

It's been three years to the week since I purchased my first home. With buying a house came the responsibility of so many things I had never had to think about while renting. I was now responsible for maintenance or repairs, lawn care, pest control, taxes, insurance, etc.

With any new purchases, there is typically some type of warranty, and for me, with new construction, I had a one-year window on many of the different systems within my home. My contractor and I became great friends over the year because I called him with a million questions and issues with anything warranty-related.

As I was nearing that one-year mark, I began to worry about what I would do and what it might cost to fix things after my year. Fortunately, I stayed alert and was able to avoid any extended warranty scams, where people tried taking advantage of that worried feeling. Check out the blog post below with some of the tips I used to avoid falling victim to warranty scams:

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Topics: Real Estate & Home Buying, Home Loans, Identity Protection & Security

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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