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August

August
I'm August, the Brand Ambassador for Carolina Trust FCU. Although I'm from Virginia, I feel like SC is my adopted home because of its hometown feel. I enjoy fashion, SEC football, traveling and all things pink! I am a recent graduate of Coastal Carolina University, and I am just thrilled about my role here at the credit union.

Recent Posts

Your Clutter is Costing You

Posted by August on Feb 25, 2022 10:54:56 AM

This tease of warm weather that we've been having is getting me geared up for spring. It's also making me want to go ahead and pull my spring décor and clothes out of the attic.

I typically change out my closet each season to not overload it. Every time I do, I'm reminded of all the clothes that I continue to keep year after year that I don't wear. This year, using the tips from the BALANCE blog below, I'm determined to get rid of the clutter and make more space for things I love.

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Topics: Personal Finance

Important Changes to the Child Tax Credit

Posted by August on Feb 16, 2022 1:50:06 PM

With tax deadlines right around the corner, we want to make sure that you're prepared. Check out the BALANCE blog below about recent changes to the child tax credit, as some changes may impact your financial situation.

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Topics: Personal Finance

African American Heritage Steeped In The History Of The Grand Strand

Posted by August on Feb 9, 2022 1:10:19 PM

The Grand Strand area is rich with African American history, and with February being Black History Month, there's no better time to explore the past and honor those who paved the way.

As I was researching places and events in our area celebrating black history month, I came across the blog post below, written by Visit Myrtle Beach. It is an excellent round-up of places in our community that share the story of how African culture has shaped our area and lifestyle.

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Topics: Home, Life & School

Ten Great Ways to Spend an Income Tax Refund

Posted by August on Jan 27, 2022 2:41:03 PM

It's that time of year again; W2's are rolling in, tax professionals are gearing up, and your mind is already swirling on how to spend your tax refund check. Once you get through the initial stress of preparing your financial documents and filing your taxes, thinking of ways to spend the anticipated extra money can be exciting. However, don't let the excitement of having a little extra cash in your pocket make you hastily spend it on something you'll regret.

Instead, check out the BALANCE blog below for ten ideas to make the most of your refund money.

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Topics: Personal Finance

Three Steps to Finding the Perfect Realtor

Posted by August on Jan 19, 2022 10:54:36 AM

Have you been considering the idea of buying a home? Well, maybe 2022 is the year that you stop just browsing on Zillow and actually make the jump into homeownership.

So, how do you get started? Once you've gotten pre-qualified at Carolina Trust, you'll want to find a reputable real estate agent to help you find your dream home. But, how do you choose the right one with all the different agents and agencies?

Check out the BALANCE blog below for three easy steps to finding the perfect realtor.

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Topics: Real Estate & Home Buying

3 Easy Ways to Free Up Your Income

Posted by August on Jan 11, 2022 12:12:03 PM

Since we're still in January, you know we're going to talk about goals and resolutions. Every year, one of my New Year's resolutions is to increase my savings; this is a resolution that I keep each year because I think it is something that I can always strive to improve upon.

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Topics: Personal Finance

Learning How to Say No

Posted by August on Jan 5, 2022 4:03:08 PM

Every single year, improving financial habits is one of the most common New Year's resolutions. There are countless resources on improving your finances through budgeting, saving, investing, etc. Although those are all necessary for healthy finances, you also have to be able to say no when needed.

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Topics: Personal Finance

Tis the Season of Giving: Is It Better to Volunteer or Donate?

Posted by August on Dec 22, 2021 12:46:32 PM

There's only a week left in 2021, and there's no better way to end the year than by giving back. I know the holiday season can be busy, but I encourage you to make time to volunteer or donate before the year is up.

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Topics: Seasonal

How To Solve the Surprise Gift Fiasco

Posted by August on Dec 9, 2021 5:30:46 PM

It happens every year, without fail, someone brings me a Christmas gift, and I have nothing to give them in return. So, of course, I'm immediately filled with guilt, make up a story about how I left their gift at home, and run out and buy them something last minute.

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Topics: Seasonal

Still Christmas Shopping? Check Out a Local Holiday Market

Posted by August on Dec 1, 2021 11:00:25 AM

With Christmas just a few weeks away, you've probably made your list and checked it twice to make sure that you have the perfect gifts for all of your loved ones. Or, if you're like me, you're just now starting your holiday shopping. Either way, if you still have gifts to buy, local holiday markets are the perfect place to look.

One of my favorite things about holiday markets is having all of my favorite local shops in one place. I love shopping locally and try to do it year-round. However, if I'm looking for many different items, it can be time-consuming to drive from shop to shop when a mall or department store has everything under one roof. That's the beauty of holiday markets; they're like the malls of local businesses.

Although sometimes it's easy when you're in a time crunch to load up your Amazon cart with everything you need and have it on your doorstep in two days, I would encourage you to head over to a local holiday market before you do. They may have the perfect gift that you've been searching for, and by shopping with them, you get to help a neighbor provide for their family.

Below is a list of some great holiday markets popping up in the area this season. Be sure to set a budget before you go, though, because there will be so many phenomenal goodies, and it'll be easy to overspend.

Holiday Market in Valor Park
Each Saturday in December, 12pm - 4pm
Farrow Parkway in Market Commons

Inaugural Wicked Holiday Market
Each Saturday in December, 12pm - 5pm
Wicked Tuna

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Topics: Seasonal

Carolina Trust Federal Credit Union Blog 

Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics.

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Check out recent blog posts by our Brand Ambassador, August, for tips on achieving financial success in the bag. 

 

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