--- title: How Our Members Saved $80,000 Over the Life of Their Mortgage description: Recently on Living Local Carolina, we had the opportunity to sit down with Carolina Trust Members, Phil Adikes. image: https://blog.carolinatrust.org/hubfs/Carolina%20Trust%20%239%20Testimonial%20with%20Phil%20Adikes_Moment.jpg --- [![Carolina Trust Credit Union](https://blog.carolinatrust.org/hs-fs/hubfs/CarolinaTrust_December2019%20Theme/Images/ctfcu-logo-white-v2.png?width=153&name=ctfcu-logo-white-v2.png "Carolina Trust Credit Union") ![Carolina Trust Credit Union](https://blog.carolinatrust.org/hubfs/CarolinaTrust_December2019%20Theme/Images/ctfcu-logo-white-v2.png "Carolina Trust Credit Union") ](https://www.carolinatrust.org/) Routing Number #253279510 [Book Appointment](https://booknow.appointment-plus.com/b986s4ey/) [Contact Us](https://www.carolinatrust.org/contact) [Login](https://carolinatrustfcu.financialhost.org/Login) [![Carolina Trust Credit Union](https://blog.carolinatrust.org/hubfs/CarolinaTrust_December2019%20Theme/Images/ctfcu-logo-white-v2.png "Carolina Trust Credit Union") ![Carolina Trust Credit Union](https://blog.carolinatrust.org/hubfs/CarolinaTrust_December2019%20Theme/Images/ctfcu-logo-white-v2.png "Carolina Trust Credit Union") ](https://www.carolinatrust.org/) Routing Number #253279510 [Book Appointment](https://booknow.appointment-plus.com/b986s4ey/) [Contact Us](https://www.carolinatrust.org/contact) [Login](https://carolinatrustfcu.financialhost.org/Login) × Close search Search Search Submit ## Carolina Trust FCU Blog ![](https://blog.carolinatrust.org/hs-fs/hubfs/Carolina%20Trust%20%239%20Testimonial%20with%20Phil%20Adikes_Moment.jpg?width=1920&height=1080&name=Carolina%20Trust%20%239%20Testimonial%20with%20Phil%20Adikes_Moment.jpg) Pictured: Carolina Trust Member, Phil Adikes # How Our Members Saved $80,000 Over the Life of Their Mortgage Posted by [August](https://blog.carolinatrust.org/blog/author/august) on Oct 14, 2020 4:29:36 PM ![August](https://blog.carolinatrust.org/hubfs/CTMizeAugust-4013x.jpg) - [Tweet](https://twitter.com/share) With close proximity to the beach, beautiful weather year-round, and friendly people, the Grand Strand area is an ideal place for many northerners looking to relocate. On a recent segment of Living Local Carolina, we sat down with Carolina Trust member, Phil Adikes, who recently relocated from New York and built his dream home with the help of the Carolina Trust Mortgage department. Phil and his wife were initially referred to a lender who offered them a rate much higher than what they were expecting. After doing some research online, Phil realized that[ Carolina Trust was advertising a rate much lower](https://www.carolinatrust.org/loans/home-loans/mortgages/) than the lender he had initially been referred to. With just a few weeks until their closing date, the Adikes were skeptical of restarting the lending process. [![New call-to-action](https://no-cache.hubspot.com/cta/default/6502934/e92b2356-96c7-4fb2-add6-2255c8acab2c.png)](https://cta-redirect.hubspot.com/cta/redirect/6502934/e92b2356-96c7-4fb2-add6-2255c8acab2c)However, our mortgage team was able to get the Adikes approved in less than 48 hours at a lower rate. After doing the math, they were able to save approximately $80,000 over the life of their mortgage by using Carolina Trust as their lender. Check out the Adikes' Living Local Carolina segment below:   [![New call-to-action](https://no-cache.hubspot.com/cta/default/6502934/5172e6d1-eb84-49ca-906e-71e0181e200c.png)](https://cta-redirect.hubspot.com/cta/redirect/6502934/5172e6d1-eb84-49ca-906e-71e0181e200c) Topics: [Home Loans](https://blog.carolinatrust.org/blog/tag/home-loans) ## Carolina Trust Federal Credit Union Blog  Welcome to the Carolina Trust Federal Credit Union Blog! We're excited to share financial tips and information for a variety of different topics. ### Subscribe Here! ### Recent Posts ### Posts by Tag - [Personal Finance (158)](https://blog.carolinatrust.org/blog/tag/personal-finance) - [Seasonal (98)](https://blog.carolinatrust.org/blog/tag/seasonal) - [Home, Life & School (87)](https://blog.carolinatrust.org/blog/tag/home-life-school) - [Home Loans (21)](https://blog.carolinatrust.org/blog/tag/home-loans) - [Real Estate & Home Buying (21)](https://blog.carolinatrust.org/blog/tag/real-estate-home-buying) - [Auto Loans & Car Buying (13)](https://blog.carolinatrust.org/blog/tag/auto-loans-car-buying) - [Coastal Carolina University (11)](https://blog.carolinatrust.org/blog/tag/coastal-carolina-university) - [Credit Cards (10)](https://blog.carolinatrust.org/blog/tag/credit-cards) - [Debt Consolidation (10)](https://blog.carolinatrust.org/blog/tag/debt-consolidation) - [Home Improvement Loans (10)](https://blog.carolinatrust.org/blog/tag/home-improvement-loans) - [Youth Financial Literacy (10)](https://blog.carolinatrust.org/blog/tag/youth-financial-literacy) - [Commercial Lending (8)](https://blog.carolinatrust.org/blog/tag/commercial-lending) - [Credit Building (7)](https://blog.carolinatrust.org/blog/tag/credit-building) - [Home Equity (6)](https://blog.carolinatrust.org/blog/tag/home-equity) - [Identity Protection & Security (5)](https://blog.carolinatrust.org/blog/tag/identity-protection-security) - [Personal Loans (5)](https://blog.carolinatrust.org/blog/tag/personal-loans) - [Investing & Retirement (4)](https://blog.carolinatrust.org/blog/tag/investing-retirement) - [Home Improvement (3)](https://blog.carolinatrust.org/blog/tag/home-improvement) - [Recreational Vehicle Lending (3)](https://blog.carolinatrust.org/blog/tag/recreational-vehicle-lending) [See all](https://blog.carolinatrust.org/blog/member-testimonial-1#) ![swoosh](https://blog.carolinatrust.org/hs-fs/hubfs/CarolinaTrust_December2019%20Theme/Images/img-swoosh-footer.png?width=2000&height=63&name=img-swoosh-footer.png) [![EHL and NCUA](https://blog.carolinatrust.org/hubfs/CarolinaTrust_December2019%20Theme/Images/EHL-and-NCUA-Logo-300x83.png "EHL and NCUA Logo") ](https://www.carolinatrust.org/2019/12/19/equal-housing-lender/) Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency [facebook ](https://www.facebook.com/carolinatrustfcu) [instagram ](https://instagram.com/carolinatrustfcu/) Carolina Trust Federal Credit Union is committed to the accessibility and usability of our website for everyone. 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